by David Steinbrugge
Pre-Approval Why it’s important: Pre-approval gives you an estimate of how much you can afford to borrow, making you a more serious buyer to sellers. How to get pre-approved: Contact a mortgage broker (like us!) and provide them with your financial information,...
by David Steinbrugge
Overtime Income and Your Mortgage: Decoding Fannie Mae and Freddie Mac Guidelines Planning to buy a home and rely on overtime income to beef up your qualifying amount? It’s crucial to understand how mortgage giants Fannie Mae and Freddie Mac view this extra...
by David Steinbrugge
Great question! A non-qualified mortgage (non-QM) is a type of home loan that is designed to help home buyers who cannot meet the strict criteria of a traditional (or QM) mortgage. For instance, if you are self-employed or do not have all the necessary documentation...
by David Steinbrugge
Are you considering buying a rural home but not sure how to finance it? Look no further than the USDA rural financing program! This program is specifically designed to help individuals and families purchase homes in rural areas with low to moderate incomes. But before...
by David Steinbrugge
An Incredible Opportunity To Help With Home Affordability. It’s exciting when a loan product can help you can offer a Conventional 1% Down program – and we can! When income-qualified borrowers put 1% down, our lender pays an additional 2% toward the down...
by David Steinbrugge
What is a reverse mortgage?A reverse mortgage allows homeowners of a certain age, 62 years and older, to borrow from their home’s equity without having to make monthly mortgage payments. As the borrower the homeowner may then choose to take funds in a lump sum, line...
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