The Mortgage Application Process: A Step-by-Step Guide
Pre-Approval Why it’s important: Pre-approval gives you an estimate of how much you can afford to borrow, making you a more serious buyer to sellers. How to get pre-approved: Contact a mortgage broker (like us!) and provide them with your financial information,...Can Overtime Earnings Help Me Qualify For A Mortgage?
Overtime Income and Your Mortgage: Decoding Fannie Mae and Freddie Mac Guidelines Planning to buy a home and rely on overtime income to beef up your qualifying amount? It’s crucial to understand how mortgage giants Fannie Mae and Freddie Mac view this extra...What Is A Non-QM Loan?
Great question! A non-qualified mortgage (non-QM) is a type of home loan that is designed to help home buyers who cannot meet the strict criteria of a traditional (or QM) mortgage. For instance, if you are self-employed or do not have all the necessary documentation...100% Financing For Rural Homes
Are you considering buying a rural home but not sure how to finance it? Look no further than the USDA rural financing program! This program is specifically designed to help individuals and families purchase homes in rural areas with low to moderate incomes. But before...Buy A Home With A 1% Down Payment!
An Incredible Opportunity To Help With Home Affordability. It’s exciting when a loan product can help you can offer a Conventional 1% Down program – and we can! When income-qualified borrowers put 1% down, our lender pays an additional 2% toward the down...
Carlie Clemens Mortgage Loan Officer NMLS 1733060
David H. Steinbrugge