An Incredible Opportunity To Help With Home Affordability.

It’s exciting when a loan product can help you can offer a Conventional 1% Down program – and we can! When income-qualified borrowers put 1% down, our lender pays an additional 2% toward the down payment, up to $4,000, for a total of 3% down. This program make home ownership more affordable for buyers!

This conventional 1% down program is available through March 31, 2024.

How It Helps You

  • Lower down payment
  • Get into a house sooner by reaching the down-payment savings goal faster
  • More money for furniture, house repairs and maintenance

Borrower Qualifications

  • For borrowers with income at or below 80% of the Area Median Income (AMI)
  • 620+ FICO
  • 30-year fixed loans with an LTV of 97%
  • The buyer must occupy the property as their primary residence

Certain restrictions (of course) apply:

  • Information subject to change.
  • Subject to borrower approval.

Still have questions? Great – we love questions!

  • Call us at 503.661.5580 or
  • Submit a question on our Contact Us page or
  • Email us at
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