My Blog

How To Shop Around For A Mortgage, Part Two

How To Shop Around For A Mortgage, Part Two

  Gresham first-time home buyers may feel daunted with all that the information that comes along with buying a home. However, they shouldn’t feel overwhelmed. By carefully educating themselves, they can ensure that they get the best experience when shopping for a...

How To Shop Around For A Mortgage, Part One

How To Shop Around For A Mortgage, Part One

  Most home buyers, even beginners, know that you don’t settle on the first home you find. You’re meant to shop around.  Something else you may not know, however, is that it’s wise to shop around for a mortgage, too.  Finding the right mortgage loan is incredibly...

How To Prep Your Credit To Buy A Home

How To Prep Your Credit To Buy A Home

  Gresham Locals Looking To Buy Homes Need To Build Credit One of the most important things to have in order as you prepare to buy a home is your credit score. Gresham home buyers should know that their credit score plays a huge role in being able to secure a...

Reverse Mortgages Gaining Acceptance In Gresham

Reverse Mortgages Gaining Acceptance In Gresham

Once Controversial Reverse Mortgages Gaining Acceptance in Gresham Though some people remain skeptical of reverse mortgages, many are beginning to see them as a useful tool for those who lack enough savings to augment their retirement income. The bad reputation that...

Reverse Mortgages Are Becoming More Accepted

Reverse Mortgages Are Becoming More Accepted

Though reverse mortgages were once considered highly controversial, financial planners are beginning to see reversing your mortgage as a legitimate option for those who struggle with retirement savings. More and more people are finding it difficult to save up for a...

Home Appraisals and Inspections

Home Appraisals and Inspections

  If you’ve begun looking for your first home, you’ve likely heard of a getting a home appraisal and home inspection. What exactly are home appraisals and home inspections, though? Is there a difference between the two? Are they really necessary? Home Appraisals...

How Does a Reverse Mortgage Work?

How Does a Reverse Mortgage Work?

What is a reverse mortgage?A reverse mortgage allows homeowners of a certain age, 62 years and older, to borrow from their home’s equity without having to make monthly mortgage payments. As the borrower the homeowner may then choose to take funds in a lump sum, line...

FHA Loans And How To Qualify

FHA Loans And How To Qualify

If you want to buy a home, but don't have 20% of the mortgage to put down and your credit is less than perfect, you don't have to give up on your dream of homeownership. With the right loan, you can still get a home! FHA loans are very popular among first-time...

Mortgage Loans: Fixed Rate vs. Adjustable Rate

Mortgage Loans: Fixed Rate vs. Adjustable Rate

If you plan to stay in your home for at least seven to 10 years, a fixed-rate mortgage offers stability with your monthly payments. On the other hand, if you don’t plan on staying in your home for a while an Adjustable Rate Mortgage (ARM) could save you big on...

When to Consider a Reverse Mortgage

When to Consider a Reverse Mortgage

There are lots of factors to consider when deciding if a reverse mortgage is right for you. The largest factors include: your age, do you plan on staying in your home and will you still be able to afford taxes, what you plan on leaving your heirs, and home...

Things To Know About Reverse Mortgages

Things To Know About Reverse Mortgages

It's crucial that buyers considering reverse mortgages have a clear understanding of what precisely is available to them. Each person’s situation is unique, so it's imperative that your mortgage group works judiciously to ensure that you are accurately informed....

Could a Reverse Mortgage Help Your Divorce?

Could a Reverse Mortgage Help Your Divorce?

A reverse mortgage can help bolster your financial situation, allowing you to withdraw the equity in your home over time, but for divorcing couples a reverse mortgage may be able to lessen the financial burdens on each individual while allowing them to pursue their...

How Do Bridge Loans Work?

How Do Bridge Loans Work?

No, we're not talking about buying the Golden Gate Bridge.If you're an active participant in Portland real estate, you likely already know what a bridge loan is — but new buyers often come across the term and wonder precisely what a bridge loan consists of. The short...

Soundproofing Your Basement or Garage

Soundproofing Your Basement or Garage

Garages and basements can be workshops, art studios, band practice spaces and more. Sure, they can keep your car or your stored possessions safe from the elements, but they can also be a gym, a dance studio, or a place for kids to play when it's rainy or snowy. There...

Live/Work Spaces And How To Find The Perfect One

Live/Work Spaces And How To Find The Perfect One

Artists, musicians, and performers thrive in spaces that house both their passions and their possessions, but finding those spaces can be such an effort that many creative types end up working out of their garages. That might be fine for some, but others require...

Learning The Different Styles Of Homes: Queen Anne

Learning The Different Styles Of Homes: Queen Anne

Buying a home is an exciting endeavor, but there is a fair amount of vocabulary that you may not be familiar with. How many times have you driven down a neighborhood and pointed to a house that you liked but didn't know what the style was called? Wonder no more! Here...

Learning The Different Styles Of Homes: Italianate

Learning The Different Styles Of Homes: Italianate

Buying a home is an exciting endeavor, but there is a fair amount of vocabulary that you may not be familiar with. How many times have you driven down a neighborhood and pointed to a house that you liked but didn't know what the style was called? Wonder no more! Here...

Learning The Different Styles Of Homes: Georgian

Learning The Different Styles Of Homes: Georgian

Buying a home is an exciting endeavor, but there is a fair amount of vocabulary that you may not be familiar with. How many times have you driven down a neighborhood and pointed to a house that you liked but didn't know what the style was called? Wonder no more! Here...

Learning The Different Styles Of Homes: Cape Cod

Learning The Different Styles Of Homes: Cape Cod

Buying a home is an exciting endeavor, but there is a fair amount of vocabulary that you may not be familiar with. How many times have you driven down a neighborhood and pointed to a house that you liked but didn't know what the style was called? Wonder no more! Here...

Learning The Different Styles Of Homes: Tudor

Learning The Different Styles Of Homes: Tudor

Buying a home is an exciting endeavor, but there is a fair amount of vocabulary that you may not be familiar with. How many times have you driven down a neighborhood and pointed to a house that you liked but didn't know what the style was called? Wonder no more! Here...

Call Now Button