The Mortgage Application Process: A Step-by-Step Guide
Pre-Approval Why it’s important: Pre-approval gives you an estimate of how much you can afford to borrow, making you a more serious buyer to sellers. How to get pre-approved: Contact a mortgage broker (like us!) and provide them with your financial information,...Is Now a Good Time to Buy Your First Home?
Buying your first home is a big deal – it’s exciting, but also a little scary. One of the biggest questions right now is: is it a good time to buy? With mortgage rates higher than they’ve been in a while, it’s natural to wonder if it’s better...What Is An Assumable Mortgage?
Navigating the World of Assumable Mortgages: A Homebuyer’s Guide When it comes to buying a home, the financial aspects can be as complex as they are critical. One option that might not be on every buyer’s radar is the assumable mortgage. This financial...Mortgage Rates Decreasing
Mortgage rates have been on a bit of a roller coaster this year, and if you’re trying to keep track without getting lost in the jargon, you’re not alone. Let’s break it down into plain speak. First off, mortgage rates started the year on the high...What Is A Non-QM Loan?
Great question! A non-qualified mortgage (non-QM) is a type of home loan that is designed to help home buyers who cannot meet the strict criteria of a traditional (or QM) mortgage. For instance, if you are self-employed or do not have all the necessary documentation...
Carlie Clemens Mortgage Loan Officer NMLS 1733060
David H. Steinbrugge