by David Steinbrugge
It’s an 18 page legal document you sign at closing that is nearly impossible for the consumer to understand (and for even me to read!). Basically it spells out the lender and borrowers responsibilities. Here is a summary: What the Borrower Needs to Do:...
by David Steinbrugge
Thinking about buying your first home? It’s a super exciting time! You might have heard about homebuyer education classes, and you’re probably wondering if they’re something you need to do. Let’s break it down in plain English: What are...
by David Steinbrugge
Buying your first home is exciting, but if you’re looking at properties in planned communities, you’ll likely encounter Homeowners Associations (HOAs). Here’s a breakdown of what HOAs are and what you need to know: What is a Homeowners Association...
by David Steinbrugge
Wondering how to pay off your mortgage faster? Extra principal payments might be the answer. Here’s a breakdown of how it works and if it’s right for you. How Extra Principal Payments Work What are they? Extra principal payments are additional payments you...
by David Steinbrugge
Down Payment Assistance: What Is It And How Can It Help? Buying a home is a major milestone, but coming up with a down payment can often feel like the biggest obstacle. Fortunately, there’s a potential solution you might not know about: Down Payment Assistance...
by David Steinbrugge
Yes – with some conditions. Dreaming of owning a home but don’t have a mountain of cash for a down payment? No problem! You might be surprised to learn that there are actually ways to buy a house with zero down payment. Yep, you read that right – ZERO!...
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