The People Of Gresham Rely On Stonebridge Mortgage
Many Gresham locals already know that Stonebridge Mortgage Group offers high–quality mortgage-related services. Gresham locals looking to buy a home for the first time should turn to Stonebridge Mortgage Group for experienced and professional service. Are you in need of loan officer services? Perhaps you need mortgage broker services? Stonebridge Mortgage Group offers that and more. We’re eager to help Gresham locals by guiding them through the home buying process.
Don’t Hesitate To Seek Out The Help You Need Through Stonebridge Mortgage Group
Many first time home buyers in Gresham find themselves overwhelmed by the process of buying a home, and it’s easy to understand why. There is a lot of information about the home buying process to learn and a lot of costs and fees that you may not be aware of until you’re deep in the process of looking for a home. That’s why Stonebridge Mortgage Group is here to help.
Stonebridge Mortgage Group Comes Highly Recommended
Gresham locals can rest assured that our services are backed by the recommendations of our past customers. Stonebridge Mortgage Group’s testimonials are overwhelmingly positive. For example, Steve F. says of our services:
“Overall: excellent. Responsive, knowledgeable, personal attention. In particular, the ability to manage documents electronically is a huge convenience and time-saver.”
The team at Stonebridge Mortgage Group is ready to use our knowledge about home buying to make the home buying process as easy as possible. Gresham locals, don’t hesitate to make use of our professional and convenient services!
Stonebridge Mortgage Group offers the best mortgage–related services!
What Types Of Services Does Stonebridge Mortgage Group Offer In Gresham?
Stonebridge Mortgage Group is proud to offer a variety of services in the Gresham area. We want to offer our Gresham clients, especially first time home buyers, all the help they could need to make it through the home buying process.
Mortgage Brokers And Loans Officers
We’ve mentioned already two of the services we offer that are commonly useful to Gresham first time home buyers – mortgage brokers and loan officers. First time home buyers sometimes have a difficult time telling the two positions apart, though. Here are how mortgage brokers and loan officers differ.
It is the job of the mortgage broker to negotiate with lenders and your behalf to find loan programs that are most suited to you. Ideally, you want a loan program that has the best rates and terms as well as low closing costs. A mortgage broker is actually a type of mortgage business and can hire on loan officers. Loan officers can work or a mortgage lender, credit union, or a bank. After reviewing your finances, they can recommend a loan for preapproval.
Real Estate Loans
Stonebridge Mortgage Group also offers real estate loans. The team at Stonebridge Mortgage Group works with the understanding that the needs of each of our Gresham clients is unique. We take the time to get the full picture of your finances so that we can find the loan that is right for your particular needs.
Reverse Mortgages
Reverse mortgages, which are only available for homeowners aged 62 and up, are useful for converting a portion of the equity you have in your home to cash so that you can use that cash to help your retirement. We help you consider your options to find out if this is the right choice for you.
And More!
Stonebridge Mortgage Group offers other services as well, and we’re eager to help our Gresham customers in any way we can. Don’t wait to call Stonebridge Mortgage Group when you need help with mortgage matters!
Stonebridge Mortgage Group Offers Guidance On All Mortgage Matters
For professional assistance with mortgages and related services, look no further than Stonebridge Mortgage Group. You can rely on Stonebridge Mortgage Group to help guide you through the home buying process. We help get you pre-approved for a mortgage and help with your real estate loans and other mortgage solutions, both residential and commercial. Stonebridge Mortgage Group serves the greater Portland area and is located in Gresham, Oregon. Don’t wait to get quality assistance with buying your home! Call Stonebridge Mortgage Group today at 503-661-5580.
Get The Help You Need With Mortgage Related Services From Stonebridge Mortgage Group
Do you live in the Portland area? Are you considering buying a house or even thinking about taking out a reverse mortgage? Then contact Stonebridge Mortgage Group. We understand that the process of buying a home or choosing to refinance a home can be intimidating. Both are complex processes that need to be understood before you make any decisions. At Stonebridge Mortgage Group, we are eager to help our Portland customers get the information they need in order to make smart decisions about homeownership. We offer a wide range of mortgage-related services for the benefit of our Portland clients, including loan officer services, mortgage broker services, and more!
How Can Stonebridge Mortgage Help Me?
We encourage Portland locals who are interested in buying or refinancing a home to consider making use of Stonebridge Mortgage Group’s services. What exactly are the services we offer?
Reverse Mortgages
Undoubtedly, many Portland locals will have heard of a reverse mortgage. You may not understand exactly what a reverse mortgage is, though, and how it can be beneficial. Indeed, there are actually a lot of misconceptions and misunderstandings surrounding reverse mortgages. At Stonebridge Mortgage Group, we make it our business to dispel those misunderstandings. We want to give our Portland customers the information they need to make the decision that is right for them. Stonebridge Mortgage Group will always strive to inform our customers and not pressure them into decision making. Put simply, a reverse mortgage is a process by which homeowners aged 62 and over can convert a portion of your home equity into cash. If you’re ready to learn more about this option and get information so you can decide if it is the right option for you, visit Stonebridge Mortgage Group.
Mortgage Broker Services
Portland homeowners can seek help with financing their homes through our mortgage broker services. Financing a home is one of the most important financial investments most people will ever make. At Stonebridge Mortgage Group, we want to enable our Portland customers to make smart decisions when it comes to financing a home. We’ll help you to understand the sometimes complex process of financing a home. Our mortgage brokers will help you find the right home while steering you away from decisions that would overextend your finances.
Stonebridge Mortgage Group offers the best mortgage-related services!
Real Estate Loans
Portland locals looking to buy a new home or refinance their current home can benefit from Stonebridge Mortgage Group’s real estate loan services. At Stonebridge Mortgage Group, we understand that each of our Portland client’s needs is unique. We offer unique loans to suit the unique needs of each of our clients. In order to help our clients see the full picture when it comes to real estate loans, we take the time to gather all of your relevant and necessary financial information. With the help of Stonebridge Mortgage Group, Portland locals can feel assured that they will find a loan that allows them to get the property they want while also feeling secure that they will be able to make the payments they need to.
Loan Officer Services
Our loan officer services are available for Portland locals who need help finding the right loans and lenders for purchasing or refinancing a property. We help our Portland clients understand the complex ins and outs involved in finding the right loan or lending service to suit their needs. The loan officers at Stonebridge Mortgage Group are thorough. We carefully go over each applicant’s finances and help each applicant understand what loan amount would be appropriate for their situation. We work carefully to avoid overstating any client’s ability to make payments. Understanding your finances and your ability to make payments towards a loan is a crucial step to avoiding doing into default.
If you’re ready to seek help for mortgage-related services, don’t wait! Contact Stonebridge Mortgage Group today. We strive to be a name that our Portland customers can trust. We work with each individual to help them find solutions that work for their individual situation.
Stonebridge Mortgage Group Offers Guidance On All Mortgage Matters
For professional assistance with mortgages and related services, look no further than Stonebridge Mortgage Group. You can rely on Stonebridge Mortgage Group to help guide you through the home buying process. We help get you pre-approved for a mortgage and help with your real estate loans and other mortgage solutions, both residential and commercial. Stonebridge Mortgage Group serves the greater Portland area and is located in Gresham, Oregon. Don’t wait to get quality assistance with buying your home! Call Stonebridge Mortgage Group today at 503-661-5580.
Stonebridge Mortgage Group Helps Portland Locals Get The Most Out Of Homeowning
Buying a home, or even owning a home, can be a complicated process. Stonebridge Mortgage Group strives to make mortgage-related issues easier to understand for our Portland clients. If you live in the Portland area and are considering either buying or refinancing a home, allow Stonebridge Mortgage Group to help. We can make sure that you understand the ins and outs of the home buying or refinancing process. We offer a variety of mortgage-related services, including loan officer services, mortgage broker services, help with commercial or residential real estate, and help with reverse mortgages.
20% Equity In Your Home Is What You Want
Regardless of whether you are just buying a home or are thinking of refinancing, Portland locals should aim to have 20% equity in their homes.
What Is Equity?
Put simply, your home equity is the percentage of the home that you own. Although you are still considered the homeowner as you pay off the rest of your mortgage, the loan company you borrowed money from has interest in your home until it is paid off. Until then, your home can be used as collateral for your loan.
How Do I Know How Much Equity I Have?
Portland homeowners can figure out how much equity they have in their home or other property by beginning with the home’s current value and then subtracting what is owed on your mortgage. For example, if you purchased a home that was worth $200,000 and paid 20% down (or $40,000), you would need a loan to cover the remaining amount – $160,000. This means you already have 20% equity in your home. You own 20%, or $40,000’s worth, of your property.
Stonebridge Mortgage Group offers the best mortgage-related services!
How To Increase Your Equity
There are a few different ways Portland homeowners can increase their equity, too. By paying more towards your loan, you increase your equity in your home. Your equity can also go up if you value or price of your home increases. This is part of why it is smart to invest in home improvements.
Starting again with a home that is originally valued at $200,000 and which a 20% downpayment has been paid towards. The homeowners still owe $160,000, which means their home equity is 20%. If the home’s value were to double to $400,000, then the homeowners would still only owe $160,000. The homeowners would then have 60% equity in their homes.
How Do I Use My Home Equity?
Having home equity is useful in many ways. It is an important asset for Portland homeowners. Portland homeowners can use their equity by taking partial or lump-sum withdrawals against it, or you can even pass on this asset to your heirs.
Some of the most common ways one’s home equity can be useful are when selling your home, when you need to borrow against your equity, or when you want to fund your retirement.
Using Equity When Selling Your Home
Most people don’t live in the same home forever. Having equity when you decide to sell your home and move is useful because you will get your home equity back from the sales proceeds.
How To Borrow Against Equity
By taking out a home equity loan, or a second mortgage, you can tap into your home equity while you still live in that home. Keep in mind, however, that this can be risky. If you fall behind your payments and can’t catch up then you could lose your home.
Funding Your Retirement
If you have a lot of equity in your home, you could make your retirement comfortable by taking out a reverse mortgage. A reverse mortgage can provide income when you’re retired, and it won’t require payments until the homeowner leaves the house.
Stonebridge Mortgage Group Offers Guidance On All Mortgage Matters
For professional assistance with mortgages and related services, look no further than Stonebridge Mortgage Group. You can rely on Stonebridge Mortgage Group to help guide you through the home buying process. We help get you pre-approved for a mortgage and help with your real estate loans and other mortgage solutions, both residential and commercial. Stonebridge Mortgage Group serves the greater Portland area and is located in Gresham, Oregon. Don’t wait to get quality assistance with buying your home!
Call Stonebridge Mortgage Group today at 503-661-5580.
For Mortgage Related Services In Portland Turn To Stonebridge Mortgage Group
Buying a property, whether as your own personal home or as an investment property, can be a complex process. Stonebridge Mortgage Group urges the people of Portland to rely on us for all of their mortgage-related services. We are eager to serve people in Portland and the areas surrounding it. We’re here to help you understand all of the processes that are part of buying a home or property. We’ll guide you through the entire process, from preapproval to the closing of the sale.
What Services Does Stonebridge Mortgage Offer?
Stonebridge Mortgage Group offers a wide range of mortgage-related services for or Portland customers and those in the surrounding areas. Stonebridge Mortgage Group provides loan officer services as well as mortgage broker services in Portland. We help Portland locals with real estate loans of both the residential and the commercial variety. Additionally, if you are considering a reverse mortgage in Portland, Stonebridge Mortgage Group can help you figure out how a reverse mortgage could benefit you and how to apply for one.
Mortgage Rates Are Low In Portland And The State Of Oregon
Portland locals looking to buy homes or investment properties will find that they are at an advantage right now. Interest rates for mortgages remain relatively low as we begin the month of May. Now is a good time to look for property to invest in, whether as your own personal home in Portland or as a business. Stonebridge Mortgage Group can help guide Portland locals through the process of purchasing a property as a home or an investment property. We will work to help you find a property for a price and mortgage settlement that works with your budget.
Why You Should Work With An Independent Mortgage Broker
Stonebridge Mortgage Group is an independent mortgage broker service. As such, we are dedicated to providing direct services quickly to our Portland clients. Portland locals, if you apply to a larger lending agency, you may have to wait in a queue to receive their help on mortgage matters. Stonebridge Mortgage Group, however, makes it a priority to provide services as quickly as possible to our Portland clients. We understand that purchasing a property can be a time-sensitive thing. We want to enable our Portland clients to act on the low-interest rates for buying properties in Portland as soon as possible!
What Does A Mortgage Broker Do?
Mortgage brokers can help Portland locals compare the offers from different lenders and find which lender works best for any given client. After all, Stonebridge Mortgage Group understands that each of our Portland clients has unique needs. We’ll provide information about the lenders that loan money near you, which lenders offer specific types of mortgage, and how different types may suit your needs, and so on. We save you the effort of needing to apply to each individual lender yourself. We do the leg work so you can focus on deciding which option is the best for your needs. If you’re ready to find out more, contact Stonebridge Mortgage Group today!
Stonebridge Mortgage Group Offers Guidance On All Mortgage Matters
For professional assistance with mortgages and related services, look no further than Stonebridge Mortgage Group. You can rely on Stonebridge Mortgage Group to help guide you through the home buying process. We help get you pre-approved for a mortgage and help with your real estate loans and other mortgage solutions, both residential and commercial. Stonebridge Mortgage Group serves the greater Portland area and is located in Gresham, Oregon. Don’t wait to get quality assistance with buying your home!
Call Stonebridge Mortgage Group today at 503-661-5580.
Stonebridge Mortgage Group Helps With All Your Mortgage Related Services
If you live in the Portland, OR area and are looking for help with buying a home or investment property, Stonebridge Mortgage is here for you. Portland locals in need of who are looking to be preapproved for a home, who are in need of a mortgage broker’s services, or who are looking for a loan officer will find the high-quality services they need with Stonebridge Mortgage Group.
Whether you’re looking to by a Portland home or thinking of purchasing an investment property, Stonebridge Mortgage Group is dedicated to helping Portland locals understand the ins and outs of home buying. An important aspect to consider when buying any property is if the numbers are on your side. For example, Portland locals should look into if interest rates are higher or lower than usual before buying a property.
What Is A Mortgage Interest Rate?
Your interest rate when buying a property is what it costs to borrow the principal loan amount for your Portland property. The interest rate and principal balance left to pay on the property together determine what your monthly payment will be. Securing a property when the interest rate is low will ultimately make the purchase of said property cheaper for you.
Interest rates in Portland are currently low, and it looks to stay that way as we go further into April. Portland locals should take advantage of these all-time low-interest rates while they can, especially if they are interested in buying an investment property!
What Is An Investment Property?
When one purchases a property as an investment rather than a personal home, one hopes to earn a return on the investment of that property. Most accomplish earning a profit on an investment property by becoming a landlord and renting the property out or improving the property to benefit from selling it in the future. With interest rates at an all-time low, now is the best time for Portland locals to consider purchasing investment properties. Stonebridge Mortgage Group is eager to help people in Portland and the areas surrounding as they consider investing in properties.
Current April Interest Rate Predictions
Currently, it looks as though interest in April rates will average at approximately 3.7%, but we encourage Portland locals to keep an eye on things as we go further into the month of April.
Call Stonebridge Mortgage Group To Get Pre-Approved
If you’re looking into buying an investment property in Portland or the areas surrounding, don’t forget to get pre-approved! Getting pre-approved to buy a home or property should be one of the first things you do when you’re considering investing in property. Having a pre-approval shows that you are serious about purchasing a property.
After pre-approval, Portland locals will have a better idea of how much they can borrow. Your offer will be more competitive because sellers will know that your current financial situation has been reviewed by a lender, and approved you for the home-buying process. Additionally, pre-approval will let you know if there are any potential issues you need to smooth out before getting pre-approved, and thus buying a home.
Get Pre-Approved For Free With Stonebridge Mortgage Group
Stonebridge Morgage Group offers free pre-approval services to our Portland clients! Don’t wait to get pre-approved. With pre-approval, you will be better prepared to find a home that suits your needs and is within your budget. Stonebridge Mortgage group advises against looking for homes before pre-approval. There’s are few things worse than falling in love with a home you can’t afford, after all. Call today for free pre-approval! Call us at 503-254-9779, or submit an application for pre-approval online.
Stonebridge Mortgage Group Offers Guidance On All Mortgage Matters
For professional assistance with mortgages and related services, look no further than Stonebridge Mortgage Group. You can rely on Stonebridge Mortgage Group to help guide you through the home buying process. We help get you pre-approved for a mortgage and help with your real estate loans and other mortgage solutions, both residential and commercial. Stonebridge Mortgage Group serves the greater Portland area and is located in Gresham, Oregon. Don’t wait to get quality assistance with buying your home! Call Stonebridge Mortgage Group today at 503-661-5580.
Now Is The Time For Home Buyers In Portland To Act
Stonebridge Mortgage Group is dedicated to helping home buyers in Portland! First time home buyers in the Portland area may find themselves at a loss when looking into purchasing a home. It can be a complex process, especially if you’re not familiar with it. Don’t worry, Portland locals. Stonebridge Mortgage Group is here to help. We are ready to offer Portland locals the information and advice they need in order to make the home buying process easier. Don’t wait to learn what you need to know about home buying in Portland – contact Stonebridge Mortgage Group today! Whether you’re looking for loan officer services, mortgage broker services, help with reverse mortgages, or if you’re in need of a real estate loan, Stonebridge Mortgage Group can help you.
Mortgage Interest Rates Continue To Be Low In The Portland Area
If you’re looking to buy a home in the Portland area, now is the time to act! Right now in Portland, it is a buyer’s market. Portland home values have declined -0.9% over the past year! The median price of homes currently listed in Portland is $450,000 while the median price of homes that sold is $424,300. Don’t miss out on the amazing deals you can get now when purchasing a home. However, it is important to note that low rates are never guaranteed to stick around. Take advantage of the low mortgage rates while you still can!
Lower Interest Rates Make For Easier Loan Approval For Portland Home Buyers
Did you know that lower interest rates can help some buyers have enough money to qualify for a mortgage that they wouldn’t qualify for otherwise? It can be incredibly difficult to save up enough money and get finances in order to a place where you can be approved for a loan. Some families even stretch themselves too thin to be able to purchase a home – leaving them in a precarious financial situation. However, a lower interest rate can sometimes make the difference between mortgage approval and waiting until some debt is paid off to qualify. With the low-interest rates in Portland, now it is easier not only to afford a home but to be approved for a loan as well!
Looking To Be Pre-Approved To Buy A Home In Portland? Contact Stonebridge Mortgage Group!
At Stonebridge Mortgage Group, we’re eager to help Portland homebuyers through the pre-approval process! Pre-approval is an important part of the home buying process as it tells you how much of a home you can afford. Generally speaking, you want to aim for a home that is listed at a price less than the total of your pre-approval. Pre-approval helps give Portland home buyers a competitive edge in the home buying market. A pre-approval letter for a mortgage tells sellers that you are serious about seeking out a home. The housing market is extremely competitive, and you need all the edge you can get. Don’t make the mistake of leaving the boring paperwork for later while indulging in the excitement of looking for your Gresham home right away. You don’t want to make an offer against another buyer who has been pre-approved for a mortgage when you have not.
With Stonebridge Mortgage Group, Portland home buyers can get pre-approved over the phone or online! If you have any questions about pre-approval, feel free to contact us or call us. We can help. Once you have the necessary documentation ready, you’re ready to apply online for mortgage pre-approval!
Stonebridge Mortgage Group Offers Guidance On All Mortgage Matters
Stonebridge Mortgage Group offers experienced loan officer and mortgage broker services in Gresham. You can rely on Stonebridge Mortgage Group to help guide you through every step of the home buying process. We help get you pre-approved for a mortgage, assist with real estate loans, and provide mortgage solutions — both residential and commercial. Stonebridge Mortgage Group serves the greater Portland area and is located in Gresham, Oregon. If you’re ready to buy your first home, we’re ready to help you get there.
David is so professional and accommodating. I appreciate his level of professionalism and willingness to help.
Chris Ertel
2021-02-04
Verified
We have chosen Stonebridge a couple times now, and they are always a pleasure to do business with.
Sean Kerr
2020-09-21
Verified
David with Stonebridge has helped me on multiple occasions, between financing a new home as well as a couple of refi's over the years. I cannot stress how communicative he is when it comes to keeping his clients in the loop. Even when there was a slight lull during my most recent refi I would receive an email just letting me know that nothing new had transpired yet so I never had to question what was going on.
I have worked in the Real Estate field for almost three decades and David is by far the most responsive and professional mortgage Broker that I have dealt with.
If you need help purchasing a new property or help with a refi you can't go wrong by hiring Stonebridge!
Sean
Allie Petrina
2020-08-24
Verified
Refinancing our home through Stonebridge Mortgage was a great experience. They locked in a great rate, laid out each step along the way, and provided regular updates throughout the process. It couldn't have gone more smoothly and now we are saving $300/mo! Thank you Stonebridge Mortgage!
Al Greenwood
2020-01-23
Verified
David is very easy to work with and makes the entire process very simple. I have used Stonebridge for initial purchase and refinance and it only gets better. Get the straight answer quickly from Stonebridge
Blake Koch
2020-01-16
Verified
I've had nothing short of an amazing experience working with Stonebridge. I bought my first home over 2 years ago and without their help I may still be living in an RV. I intended to refinance my home later this year and I will most definitely be working with Stonebridge. I highly recommend. PS, I was qualified at the time with a credit score of 640
Dawn Dauble
2020-01-06
Verified
David was wonderful to work with. He was highly recommended to me by my partner who had worked with David a few years ago.
The day I contacted David he immediately put everything in motion
to assist me in refinancing with a much better interest rate.
We were able to handle everything by email /phone and Fax. He
responded quickly to questions I had. And let me know immediately
if something needed to be done or changed.
I would definitely work with David in the future if the need arises. The process went smoother than any other time I have worked with mortgage
companies.
Dawn
Sarah Harrah
2019-09-20
Verified
David was an absolute pleasure to work with! He was consistently responsive, on top of every detail and always so upbeat and funny! (An added perk that I truly appreciated during the stressful process of selling AND buying at the same time!) I will be recommending him to everyone I know!
bob ephrem
2019-04-07
Verified
David was a good man to do business would
do business again
