Using Gift Funds For A Downpayment

How to Properly Document “Gift Funds” for Your Down Payment Buying your first home is a huge milestone, and for many, it involves generous financial support from family members who want to help you get into the market. While receiving gift funds is a...

What Is A Down Payment Assistance Program?

Down Payment Assistance: What Is It And How Can It Help? Buying a home is a major milestone, but coming up with a down payment can often feel like the biggest obstacle. Fortunately, there’s a potential solution you might not know about: Down Payment Assistance...

Can You Buy A Home With Zero Down Payment?

Yes – with some conditions. Dreaming of owning a home but don’t have a mountain of cash for a down payment? No problem! You might be surprised to learn that there are actually ways to buy a house with zero down payment. Yep, you read that right – ZERO!...

Zero Downpayment FHA Purchase Program

But FHA requires 3.5% down David? Yes – but with this program the lender will finance the 3.5% down as a 2nd mortgage under their Downpayment Assistance Program (DAP). There are some caveats and conditions and. small print of course: No debt to income ratio max...

Buy A Home With A 1% Down Payment!

An Incredible Opportunity To Help With Home Affordability. It’s exciting when a loan product can help you can offer a Conventional 1% Down program – and we can! When income-qualified borrowers put 1% down, our lender pays an additional 2% toward the down...
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