by David Steinbrugge | Aug 9, 2026
How to Properly Document “Gift Funds” for Your Down Payment Buying your first home is a huge milestone, and for many, it involves generous financial support from family members who want to help you get into the market. While receiving gift funds is a...
by David Steinbrugge | Mar 21, 2025
Thinking about buying your first home? It’s a super exciting time! You might have heard about homebuyer education classes, and you’re probably wondering if they’re something you need to do. Let’s break it down in plain English: What are...
by David Steinbrugge | Oct 16, 2024
Down Payment Assistance: What Is It And How Can It Help? Buying a home is a major milestone, but coming up with a down payment can often feel like the biggest obstacle. Fortunately, there’s a potential solution you might not know about: Down Payment Assistance...
by David Steinbrugge | Oct 4, 2024
Yes – with some conditions. Dreaming of owning a home but don’t have a mountain of cash for a down payment? No problem! You might be surprised to learn that there are actually ways to buy a house with zero down payment. Yep, you read that right – ZERO!...
by David Steinbrugge | Mar 7, 2024
But FHA requires 3.5% down David? Yes – but with this program the lender will finance the 3.5% down as a 2nd mortgage under their Downpayment Assistance Program (DAP). There are some caveats and conditions and. small print of course: No debt to income ratio max...
by David Steinbrugge | Feb 24, 2024
An Incredible Opportunity To Help With Home Affordability. It’s exciting when a loan product can help you can offer a Conventional 1% Down program – and we can! When income-qualified borrowers put 1% down, our lender pays an additional 2% toward the down...