The Deed of Trust – What IS This??
It’s an 18 page legal document you sign at closing that is nearly impossible for the consumer to understand (and for even me to read!). Basically it spells out the lender and borrowers responsibilities. Here is a summary: What the Borrower Needs to Do:...Are Homebuyer Education Classes Right For You?
Thinking about buying your first home? It’s a super exciting time! You might have heard about homebuyer education classes, and you’re probably wondering if they’re something you need to do. Let’s break it down in plain English: What are...Homeowners Associations – What Is An HOA Anyway??
Buying your first home is exciting, but if you’re looking at properties in planned communities, you’ll likely encounter Homeowners Associations (HOAs). Here’s a breakdown of what HOAs are and what you need to know: What is a Homeowners Association...Extra Principal Payments: A Smart Move for Your Mortgage?
Wondering how to pay off your mortgage faster? Extra principal payments might be the answer. Here’s a breakdown of how it works and if it’s right for you. How Extra Principal Payments Work What are they? Extra principal payments are additional payments you...What Is A Down Payment Assistance Program?
Down Payment Assistance: What Is It And How Can It Help? Buying a home is a major milestone, but coming up with a down payment can often feel like the biggest obstacle. Fortunately, there’s a potential solution you might not know about: Down Payment Assistance...
Carlie Clemens Mortgage Loan Officer NMLS 1733060
David H. Steinbrugge