Pros & Cons(!) Of Construction-To-Permanent Loans
Building a home from the ground up is an exciting dream, but financing it works a bit differently than buying an existing house. Instead of getting a standard mortgage, you will likely need what is called a Construction-to-Permanent Loan (sometimes called a...Energy Efficient Homes
🏡 Mortgage Loan Programs for Green or Energy-Efficient Homes As energy costs rise and environmental awareness grows, more buyers are considering green or energy-efficient homes. The good news? There are several mortgage loan programs designed to help make these homes...The Deed of Trust – What IS This??
It’s an 18 page legal document you sign at closing that is nearly impossible for the consumer to understand (and for even me to read!). Basically it spells out the lender and borrowers responsibilities. Here is a summary: What the Borrower Needs to Do:...Are Homebuyer Education Classes Right For You?
Thinking about buying your first home? It’s a super exciting time! You might have heard about homebuyer education classes, and you’re probably wondering if they’re something you need to do. Let’s break it down in plain English: What are...Homeowners Associations – What Is An HOA Anyway??
Buying your first home is exciting, but if you’re looking at properties in planned communities, you’ll likely encounter Homeowners Associations (HOAs). Here’s a breakdown of what HOAs are and what you need to know: What is a Homeowners Association...
Carlie Clemens Mortgage Loan Officer NMLS 1733060
David H. Steinbrugge
