interest rates Archives - Stonebridge Mortgage Group

Myth: I Should Wait for Interest Rates to Drop Before Buying a Home

by David Steinbrugge | Oct 10, 2026

Myth Busted Marry the house, date the rate. For first-time home buyers in Oregon and Washington, waiting for interest rates to fall before making an offer is one of the most common—and costly—misconceptions in today’s real estate market. It feels intuitive: lower...

Get A Lower Interest Rate That The Seller Pays For!

by David Steinbrugge | Jul 21, 2026

The 2-1 Mortgage Buydown: How to Use Seller Credits to Lower Your Payments Today Interest rates are a top-of-mind concern for almost anyone buying a home in today’s market. Whether you are a first-time buyer saving for your initial down payment or a repeat buyer...

Demystifying Assumable Mortgages: A Golden Opportunity for Pacific Northwest Homebuyers?

by David Steinbrugge | May 18, 2026

With interest rates fluctuating, first-time homebuyers in Oregon and Washington are searching for creative ways to afford a home. You might have heard whispers about a “secret weapon” called an assumable mortgage. But what exactly is it, and is it too good...

Is Now a Good Time to Buy Your First Home?

by David Steinbrugge | Sep 4, 2024

Buying your first home is a big deal – it’s exciting, but also a little scary. One of the biggest questions right now is: is it a good time to buy? With mortgage rates higher than they’ve been in a while, it’s natural to wonder if it’s better...

What Is An Assumable Mortgage?

by David Steinbrugge | Aug 28, 2024

Navigating the World of Assumable Mortgages: A Homebuyer’s Guide When it comes to buying a home, the financial aspects can be as complex as they are critical. One option that might not be on every buyer’s radar is the assumable mortgage. This financial...

What Is A Temporary Rate Buydown?

by David Steinbrugge | May 7, 2024

Great question! Buying down the rate can lower the rate permanently (for the entire life of the loan) or temporarily, for the first year or two. Let’s explore temporary rate buydown options. A 2/1 mortgage rate buydown is a type of financing arrangement that...

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Carlie Clemens Mortgage Loan Officer NMLS 1733060

David H. Steinbrugge

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   Stonebridge Mortgage Group Inc. NMLS 42102
   43 Google reviews 
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   Devon Laing 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Extremely knowledgeable regarding lending as well as up to date trends in the market. Would
Highly recommend David!
  
 
 
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   Kandy Ruiz 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Joseph Listened to every detail helpful and on time answered all question in a timely manner respectful and friendly
  
 
 
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   ADRIAN Camarena 
 
 
 
 Trustindex verifies that the original source of the review is Google.  Very helpful and knowledgeable,throughout the entire process.
Joseph guided us and remained available every step of the way. Overall very satisfied with the costumer service.
  
 
 
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   Matthew Ferrua 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I have had the pleasure of working with Stonebridge for several years, and I couldn't be happier with the experience. From start to finish, their team was professional, efficient, and incredibly helpful. They always take the time to understand the client’s financial needs and work to find the perfect solution to fit each client’s needs. Their rates are competitive, and they were transparent about all fees involved. I highly recommend David and his team at Stonebridge to anyone in need of financial assistance. Thank you for your exceptional service!
  
 
 
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   Debbie Chase 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I have had the pleasure of working with Stonebridge Mortgage Group over the last fifteen years for my home loans and have been so happy with the experience I've referred friends and family. I've always been very grateful for their guidance through every step, including answering all of my questions and ensuring I felt confident in my decisions.  They even helped me understand the lender's requests and
of course helped me get the best fast rate!
  
 
 
      Posted on Google  
   
   Trang Lam 
 
 
 
 Trustindex verifies that the original source of the review is Google.  This was the smoothest loan process I've ever had.  Carlie and Joseph made sure all of my questions were answered, and they were ready to close two weeks ahead of schedule!
  
 
 
      Posted on Google  
   
   Colleen Phillips 
 
 
 
 Trustindex verifies that the original source of the review is Google.  David does a amazing job counseling his borrowers through the whole process.
He has closed many loans with me over the years and I find  him to give great attention to detail and he is great with his communication.
If you are looking for someone to help you buy a home or looking to refinance I highly recommend David Steinbrugge.
  
 
 
      Posted on Google  
   
   Leslie Monson 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I can’t think David enough for his help in buying my condo. It was a very stressful time in my life and he made the process easy. He’s professional, knowledgeable, quick to respond, and so very helpful. Thank you again for making this purchase so easy and for helping me to close early!  I will reach out to David for his assistance again in the future!
  
 
 
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   Rebecca Stewart 
 
 
 
 Trustindex verifies that the original source of the review is Google.  We just closed today on our refinance through Stonebridge Mortgage.  David made the process so easy!  I filled out our application online and then communicated by email, electronically signed docs as needed, and before I knew it, we were signing at the escrow company!  The only challenges were that of the underwriter, requiring employment verification for my current employer and the prior two, and clarification on recent credit transactions. That wasn't Stonebridge's fault - just new lending requirements.  David was extremely responsive and professional and we felt confident in his support, knowing we'd get the best loan we could.  Thanks, David and team!
  
 
 
      Posted on Google  
   
   Brenda Villanueva 
 
 
 
 Trustindex verifies that the original source of the review is Google.  I couldn't be more pleased with my experience with Lee Gomez and his team at Stonebridge Mortgage. We did a Refiance of our home near Monterey Ca with them. From the time we began the process to the end he was super knowledgeable and constantly in touch. There was never a time that he wasn't responsive to our questions. He went the extra mile and got us a better rate and a few extra dollars to do more construction. If we have a future interest rate drop, we intend to call 📞 Lee Gomez and his team!
  
 
 
  
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