by David Steinbrugge
Are you considering buying a rural home but not sure how to finance it? Look no further than the USDA rural financing program! This program is specifically designed to help individuals and families purchase homes in rural areas with low to moderate incomes. But before...
by David Steinbrugge
A conventional mortgage is a loan that is not insured or guaranteed by the federal government You can get a conventional mortgage from a bank, a credit union, or a mortgage broker A down payment as small as 5% is allowed Primary residence, rental properties, or second...
by David Steinbrugge
Being preapproved means you have a clear idea of how much you can afford to spend on your first home This can save you time and stress in your home search Also, most Realtors require preapprovals before they work with you Being preapproved means your credit, income,...
by David Steinbrugge
What is a reverse mortgage?A reverse mortgage allows homeowners of a certain age, 62 years and older, to borrow from their home’s equity without having to make monthly mortgage payments. As the borrower the homeowner may then choose to take funds in a lump sum, line...
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