Archive for the ‘FIrst Time Home Buyer’ Category

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3 Finance Tips For New Home Owners

Posted by wadmin on Sunday, September 1, 2019

  Tips To Help You Prepare For The Financial Responsibility Of Owning Your First Home Although it is widely known that buying a home is easily one of if not the most important financial responsibilities you can take on in your life, many first time homeowners still underestimate just home much home owning can cost. […]

How Much Money You Really Need To Buy A Home, Part One

Posted by wadmin on Thursday, August 1, 2019

First time Gresham homebuyers may be surprised by the amount of money you need to save to close a deal on a home. In addition to the mortgage down payment, Gresham homebuyers need to be prepared to save up for additional costs and fees to be able to complete the transaction of buying a home. […]

The Difference Between Pre-Qualification and Pre-Approval, Part Two

Posted by wadmin on Tuesday, July 30, 2019

  Portland first time home buyers may often feel in over their heads when starting the home buying process. Stonebridge Mortgage Group is here to help our Portland clients understand the ins and outs of preparing to buy a home. You may have heard the terms “pre-qualification” and “pre-approval” in regard to mortgages. Although sometimes […]

The Difference Between Pre-Qualification and Pre-Approval, Part One

Posted by wadmin on Thursday, July 25, 2019

Stonebridge Mortgage Group aims to help Portland home buyers to understand the intricacies of buying a home. First time Portland home buyers might be understandably confused by all of the different terms and phrases used in various points of the process of buying a home. For example, the terms pre-qualification and pre-approval are often used […]

How To Shop Around For A Mortgage, Part Two

Posted by wadmin on Tuesday, July 23, 2019

  Gresham first-time home buyers may feel daunted with all that the information that comes along with buying a home. However, Gresham home buyers shouldn’t feel overwhelmed. By carefully educating themselves, they can ensure that they get the best experience when shopping for a home. Stonebridge Mortgage Group is eager to help our Gresham clients […]

How To Shop Around For A Mortgage, Part One

Posted by wadmin on Thursday, July 18, 2019

  Shopping for a Home Mortgage Most home buyers, even beginners, know that you don’t settle on the first home you find. You’re meant to shop around. Something else Gresham home buyers may not know, however, is that it’s wise to shop around for a mortgage, too. Finding the right mortgage loan is incredibly important. […]

Mortgage Rates Explained For Gresham First Time Home Buyers

Posted by wadmin on Tuesday, July 16, 2019

  What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage? Gresham home buyers will be faced with many decisions over the course of their home buying process. One of the things Gresham locals looking to buy a home need to be prepared for is choosing the type of mortgage they want. Buying […]

What Percentage Of Your Income Can You Afford To Put Towards Your Mortgage Payment?

Posted by wadmin on Thursday, July 11, 2019

  How Much Home Can I Afford? Gresham locals looking to buy a house need to know how much they can afford to pay each month towards mortgage payments. Before you even begin looking for a home, you should have a solid idea of how much you can comfortably pay each month towards your home […]

How To Save For A Down Payment For Your First Home, Part 2

Posted by wadmin on Tuesday, July 9, 2019

One of the most important first steps Gresham locals can take towards home ownership is to begin saving for a down payment. Once Gresham home buyers know just how much of a mortgage they can afford, they should start saving for a down payment. By figuring out how much you need to save and how […]

How To Save For A Down Payment For Your First Home, Part 1

Posted by wadmin on Thursday, July 4, 2019

  One of the most important first steps Gresham locals can take towards home ownership is to secure a down payment. Once Gresham home buyers know just how much of a mortgage they can afford, they should put together a savings plan for their down payment — if they don’t already have that amount established […]

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