Homeowners Associations – What Is An HOA Anyway??
Buying your first home is exciting, but if you’re looking at properties in planned communities, you’ll likely encounter Homeowners Associations (HOAs). Here’s a breakdown of what HOAs are and what you need to know: What is a Homeowners Association...Extra Principal Payments: A Smart Move for Your Mortgage?
Wondering how to pay off your mortgage faster? Extra principal payments might be the answer. Here’s a breakdown of how it works and if it’s right for you. How Extra Principal Payments Work What are they? Extra principal payments are additional payments you...What Is A Down Payment Assistance Program?
Down Payment Assistance: What Is It And How Can It Help? Buying a home is a major milestone, but coming up with a down payment can often feel like the biggest obstacle. Fortunately, there’s a potential solution you might not know about: Down Payment Assistance...Can You Buy A Home With Zero Down Payment?
Yes – with some conditions. Dreaming of owning a home but don’t have a mountain of cash for a down payment? No problem! You might be surprised to learn that there are actually ways to buy a house with zero down payment. Yep, you read that right – ZERO!...The Mortgage Application Process: A Step-by-Step Guide
Pre-Approval Why it’s important: Pre-approval gives you an estimate of how much you can afford to borrow, making you a more serious buyer to sellers. How to get pre-approved: Contact a mortgage broker (like us!) and provide them with your financial information,...
Carlie Clemens Mortgage Loan Officer NMLS 1733060
David H. Steinbrugge