Appraisal Value and Price Negotiation: A Buyer’s Opportunity
The appraisal is a critical step in the home-buying process. When an appraisal comes in below the agreed-upon sales price, it can initially feel like a setback. However, for a buyer with a financing contingency in place, this situation often creates a valuable...Are Homebuyer Education Classes Right For You?
Thinking about buying your first home? It’s a super exciting time! You might have heard about homebuyer education classes, and you’re probably wondering if they’re something you need to do. Let’s break it down in plain English: What are...Homeowners Associations – What Is An HOA Anyway??
Buying your first home is exciting, but if you’re looking at properties in planned communities, you’ll likely encounter Homeowners Associations (HOAs). Here’s a breakdown of what HOAs are and what you need to know: What is a Homeowners Association...Extra Principal Payments: A Smart Move for Your Mortgage?
Wondering how to pay off your mortgage faster? Extra principal payments might be the answer. Here’s a breakdown of how it works and if it’s right for you. How Extra Principal Payments Work What are they? Extra principal payments are additional payments you...What Is A Down Payment Assistance Program?
Down Payment Assistance: What Is It And How Can It Help? Buying a home is a major milestone, but coming up with a down payment can often feel like the biggest obstacle. Fortunately, there’s a potential solution you might not know about: Down Payment Assistance...
Carlie Clemens Mortgage Loan Officer NMLS 1733060
David H. Steinbrugge