How To Shop Around For A Mortgage, Part Two
Gresham first-time home buyers may feel daunted with all that the information that comes along with buying a home. However, Gresham home buyers shouldn’t feel overwhelmed. By carefully educating themselves, they can ensure that they get the best experience when...
How To Shop Around For A Mortgage, Part One
Shopping for a Home MortgageMost home buyers, even beginners, know that you don’t settle on the first home you find. You’re meant to shop around. Something else Gresham home buyers may not know, however, is that it’s wise to shop around for a mortgage, too....
Mortgage Rates Explained For Gresham First Time Home Buyers
What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage?Gresham home buyers will be faced with many decisions over the course of their home buying process. One of the things Gresham locals looking to buy a home need to be prepared...
What Percentage Of Your Income Can You Afford To Put Towards Your Mortgage Payment?
How Much Home Can I Afford?Gresham locals looking to buy a house need to know how much they can afford to pay each month towards mortgage payments. Before you even begin looking for a home, you should have a solid idea of how much you can comfortably pay each...
How To Save For A Down Payment For Your First Home, Part 2
One of the most important first steps Gresham locals can take towards home ownership is to begin saving for a down payment. Once Gresham home buyers know just how much of a mortgage they can afford, they should start saving for a down payment. By figuring out how much...
How To Save For A Down Payment For Your First Home, Part 1
One of the most important first steps Gresham locals can take towards home ownership is to secure a down payment. Once Gresham home buyers know just how much of a mortgage they can afford, they should put together a savings plan for their down payment — if they...
How To Figure Out How Much Of A Mortgage You Can Afford
Aim for a Mortgage Budget You Can Comfortably AffordWhen it comes to buying a home, one of the first things Gresham locals should do is find out just how much of a home they can afford. The overall cost of the home you hope to buy will determine how much you...
How To Get Approved For Your First Mortgage, Part 2
Portland locals looking into home-buying for the first time need to be prepared. A lack of preparation can, at best, lead to you feeling overwhelmed and out of your depth and, at worst, cost you being approved for a mortgage and being able to secure the home of...
How To Get Approved For Your First Mortgage, Part 1
Portland Homebuyers Should Be Prepared With Mortgage ApprovalToday’s home buying market can be extremely competitive, which means it is more important now than ever for Portland homebuyers to be qualified for a mortgage before you een start shopping for real...
What You Need To Know About Mortgage Pre-approval
Gresham Locals Looking To Buy A Home Should Get A Mortgage Pre-ApprovalWhen you’re looking to buy a home, having a mortgage pre-approval can be a huge benefit. Getting a mortgage pre-approval involves providing detailed information on an application which...
Why Should You Hire A Mortgage Broker?
Buying a home is an incredibly important step towards a secure future. However, many Gresham locals may find themselves intimidated by the home buying process. Buying a home, especially for the first time, can feel overwhelming. There is a lot of information...
How To Improve the Value of Your Gresham Home
Getting your Gresham home into its best shape before an appraisal will work in your favor. There are a number of things to consider when an appraiser determines the value of your property. As the owner, you are responsible for ensuring your Gresham home measures up to...
What’s The Difference Between A Loan Officer And A Mortgage Broker?
Gresham locals looking to buy a home for the first time may feel overwhelmed by the demands of the homebuying process. Buying a home is a huge responsibility and a big step towards future stability. Stonebridge Mortgage Group is here to help Gresham homeowners...
Easy Tips For Maintaining Your Gresham Home
Keep Your Family Safe With a Well Maintained HomeOnce you’ve purchased the home of your dreams, you may think that most of the work is behind you. However, Gresham homeowners who work to maintain their home will find their home is more safe and welcoming....
Safety And Maintenance Issues To Look For In Your Gresham Home
How To Maintain Your Gresham Home to Keep it Healthy and SafeA home is a huge responsibility, and one of the things Gresham homeowners need to be prepared for is the task of regular home maintenance. Your home belongs to you, and your pride will show through...
How The HECM For Purchase Program Is Useful To Gresham Home Buyers
What Is The HECM For Purchase Program?The Home Equity Conversion Mortgage (HECM) for Purchase is a reverse mortgage that allows seniors, age 62 or older, to purchase a new principal residence using loan proceeds from the reverse mortgage.In 2009, the HECM for...
How To Prep Your Credit To Buy A Home
Gresham Locals Looking To Buy Homes Need To Build CreditOne of the most important things to have in order as you prepare to buy a home is your credit score. Gresham home buyers should know that their credit score plays a huge role in being able to secure a...
Preparing For A Home Appraisal Inspection
Preparing Your Gresham Home for an Appraisal InspectionWhen you’re ready to have the value of your Gresham home appraised, you’ll want to prepare before inviting an appraiser into your home. An appraiser will examine your property on an objective basis and...