What Do You Need To Apply For A Mortgage Pre-Approval Online?

Posted by wadmin on Tuesday, May 7, 2019

Stone Bridge Mortgage Group_5 Important Tips for First Time Home Buyers-1

 

Stonebridge Mortgage Group Makes It Easy For Gresham Locals To Apply For Mortgage Pre-Approval

If you’re looking for a home in Gresham, Stonebridge Mortgage Group offers all of the services you could possibly need. Whether you’re looking into getting a real estate loan, or are in need of a mortgage broker or loan officer, Stonebridge Mortgage Group has Gresham covered. Of course, Stonebridge Mortgage Group also offers pre-approval services – which are now conveniently available online!

What You Need Before Applying for a Mortgage Pre-approval Online

When you’re looking for a new home in Gresham, getting a pre-approval before looking for a home can really give you an edge in the competitive home buying market. It tells potential sellers that you are serious about buying a home and that you are able to get the funds necessary. But what do you need to apply online for a pre-approval?

Documentation

There is a lot of documentation that needs to be presented to your lender before you can be pre-approved to buy a home in Gresham. For example, both you and any potential co-borrowers will need to submit:

  • W-2s (for the last 2 years)
  • Recent pay stubs (covering the most recent 30 days)
  • Complete bank statements for all financial accounts, including investments (for the last 2 months)
  • Signed personal and business tax returns (all pages and relevant schedules)
  • If self-employed, a copy of the most recent quarterly or year-to-date profit/loss statement
  • A copy of the signed Purchase and Sales Agreement

Keep in mind that this list isn’t exhaustive. There may be more documentation that is needed before you are pre-approved. If you have further questions about what is necessary to apply for a pre-approval online, feel free to contact us. Stonebridge Mortgage Group is happy to help Gresham home buyers take the steps towards home ownership. When you have the necessary documentation ready, apply online for pre-approval!

Looking for a Home in Gresham? Apply Online for a Mortgage Pre-Approval Today!

For professional assistance with mortgages and related services, look no further than Stonebridge Mortgage Group. You can rely on Stonebridge Mortgage Group to help guide you through the home buying process. We help get you pre-approved for a mortgage and help with your real estate loans and other mortgage solutions, both residential and commercial. Stonebridge Mortgage Group serves the greater Portland area and is located in Gresham, Oregon. Don’t wait to get quality assistance with buying your home!

Call us today at 503.661.5580

 

Categories: commercial mortgage, FIrst Time Home Buyer, Home Buying Tips, home loans, Loan Officer, mortgage broker, Mortgage Lenders, mortgage loans, Pre-Approval, real estate loans, residential loan services

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