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  • Why You Should Buy Investment Properties Now

    Why You Should Buy Investment Properties Now

    Stonebridge Mortgage Group Helps With All Your Mortgage Related Services If you live in the Portland, OR area and are looking for help with buying a home or investment property, Stonebridge Mortgage is here for you. Portland locals in need of who are looking to be preapproved for a home, who are in need of […]Read More »
  • Investment Properties: How 1031 Exchanges Help You Defer Taxes

    Investment Properties: How 1031 Exchanges Help You Defer Taxes

    Portland Homeowners Turn To Stonebridge Mortgage Group For All Mortgage Matters Owning a home is a huge investment, and tax season can make those matters seem all the more complicated. If you’re a landlord who owns investment properties, this is even truer. Stonebridge Mortgage Group is eager to help Portland locals understand the intricacies of […]Read More »
  • APR Vs. Interest Rate

    APR Vs. Interest Rate

    When it comes to buying a house, the numbers aren’t always straight forward. Purchasing a house is a costly expense that comes with lots of fees and nuances. Stonebridge Mortgage Group is here to help Portland locals understand all of the ins and outs of buying a home. We’re eager to help all Portland locals […]Read More »
  • Real Estate Trends For 2020

    Real Estate Trends For 2020

    What Portland Homebuyers Can Expect In 2020 Stonebridge Mortgage Group is dedicated to helping home buyers in Portland! First time home buyers in the Portland area may find themselves at a loss when looking into purchasing a home. It can be a complex process, especially if you’re not familiar with it. Stonebridge Mortgage Group is […]Read More »
  • Act Now To Get Pre-Approval While Rates Are Low

    Act Now To Get Pre-Approval While Rates Are Low

    Now Is The Time For Home Buyers In Portland To Act Stonebridge Mortgage Group is dedicated to helping home buyers in Portland! First time home buyers in the Portland area may find themselves at a loss when looking into purchasing a home. It can be a complex process, especially if you’re not familiar with it. […]Read More »
  • When Is A Good Time To Buy A Home In Gresham And Portland?

    When Is A Good Time To Buy A Home In Gresham And Portland?

      Get Help With Buying A Home In Portland and Gresham Portland and Gresham locals looking to buy a home can rely on Stonebridge Mortgage Group for expert advice and assistance with all your mortgage needs. Portland and Gresham first time home buyers are often especially in need of professional mortgage advice when looking for […]Read More »
  • Low Mortgage Rates Means Its A Perfect Time To Buy Or Refinance In Gresham

    Low Mortgage Rates Means Its A Perfect Time To Buy Or Refinance In Gresham

      Stonebridge Mortgage Group Offers Professional Mortgage Advice And Assistance At Stonebridge Mortgage Group, we are dedicated to helping families who are looking to buy their first Gresham home. There are a lot of factors to consider as you start the home buying process, especially if you are considering buying a home for the first […]Read More »
  • 3 Finance Tips For New Home Owners

    3 Finance Tips For New Home Owners

      Tips To Help You Prepare For The Financial Responsibility Of Owning Your First Home Although it is widely known that buying a home is easily one of if not the most important financial responsibilities you can take on in your life, many first time homeowners still underestimate just home much home owning can cost. […]Read More »
  • How Much Money You Really Need To Buy A Home, Part One

    How Much Money You Really Need To Buy A Home, Part One

    First time Gresham homebuyers may be surprised by the amount of money you need to save to close a deal on a home. In addition to the mortgage down payment, Gresham homebuyers need to be prepared to save up for additional costs and fees to be able to complete the transaction of buying a home. […]Read More »
  • The Difference Between Pre-Qualification and Pre-Approval, Part Two

    The Difference Between Pre-Qualification and Pre-Approval, Part Two

      Portland first time home buyers may often feel in over their heads when starting the home buying process. Stonebridge Mortgage Group is here to help our Portland clients understand the ins and outs of preparing to buy a home. You may have heard the terms “pre-qualification” and “pre-approval” in regard to mortgages. Although sometimes […]Read More »
  • The Difference Between Pre-Qualification and Pre-Approval, Part One

    The Difference Between Pre-Qualification and Pre-Approval, Part One

    Stonebridge Mortgage Group aims to help Portland home buyers to understand the intricacies of buying a home. First time Portland home buyers might be understandably confused by all of the different terms and phrases used in various points of the process of buying a home. For example, the terms pre-qualification and pre-approval are often used […]Read More »
  • How To Shop Around For A Mortgage, Part Two

    How To Shop Around For A Mortgage, Part Two

      Gresham first-time home buyers may feel daunted with all that the information that comes along with buying a home. However, Gresham home buyers shouldn’t feel overwhelmed. By carefully educating themselves, they can ensure that they get the best experience when shopping for a home. Stonebridge Mortgage Group is eager to help our Gresham clients […]Read More »
  • How To Shop Around For A Mortgage, Part One

    How To Shop Around For A Mortgage, Part One

      Shopping for a Home Mortgage Most home buyers, even beginners, know that you don’t settle on the first home you find. You’re meant to shop around. Something else Gresham home buyers may not know, however, is that it’s wise to shop around for a mortgage, too. Finding the right mortgage loan is incredibly important. […]Read More »
  • Mortgage Rates Explained For Gresham First Time Home Buyers

    Mortgage Rates Explained For Gresham First Time Home Buyers

      What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage? Gresham home buyers will be faced with many decisions over the course of their home buying process. One of the things Gresham locals looking to buy a home need to be prepared for is choosing the type of mortgage they want. Buying […]Read More »
  • What Percentage Of Your Income Can You Afford To Put Towards Your Mortgage Payment?

    What Percentage Of Your Income Can You Afford To Put Towards Your Mortgage Payment?

      How Much Home Can I Afford? Gresham locals looking to buy a house need to know how much they can afford to pay each month towards mortgage payments. Before you even begin looking for a home, you should have a solid idea of how much you can comfortably pay each month towards your home […]Read More »
  • How To Save For A Down Payment For Your First Home, Part 2

    How To Save For A Down Payment For Your First Home, Part 2

    One of the most important first steps Gresham locals can take towards home ownership is to begin saving for a down payment. Once Gresham home buyers know just how much of a mortgage they can afford, they should start saving for a down payment. By figuring out how much you need to save and how […]Read More »
  • How To Save For A Down Payment For Your First Home, Part 1

    How To Save For A Down Payment For Your First Home, Part 1

      One of the most important first steps Gresham locals can take towards home ownership is to secure a down payment. Once Gresham home buyers know just how much of a mortgage they can afford, they should put together a savings plan for their down payment — if they don’t already have that amount established […]Read More »
  • How To Figure Out How Much Of A Mortgage You Can Afford

    How To Figure Out How Much Of A Mortgage You Can Afford

      Aim for a Mortgage Budget You Can Comfortably Afford When it comes to buying a home, one of the first things Gresham locals should do is find out just how much of a home they can afford. The overall cost of the home you hope to buy will determine how much you need to […]Read More »
  • How To Get Approved For Your First Mortgage, Part 2

    How To Get Approved For Your First Mortgage, Part 2

      Portland locals looking into home-buying for the first time need to be prepared. A lack of preparation can, at best, lead to you feeling overwhelmed and out of your depth and, at worst, cost you being approved for a mortgage and being able to secure the home of your dreams. Getting approved for a […]Read More »
  • How To Get Approved For Your First Mortgage, Part 1

    How To Get Approved For Your First Mortgage, Part 1

      Portland Homebuyers Should Be Prepared With Mortgage Approval Today’s home buying market can be extremely competitive, which means it is more important now than ever for Portland homebuyers to be qualified for a mortgage before you een start shopping for real estate. If you’re looking to buy a home in Portland for the first […]Read More »
  • What You Need To Know About Mortgage Pre-approval

    What You Need To Know About Mortgage Pre-approval

      Gresham Locals Looking To Buy A Home Should Get A Mortgage Pre-Approval When you’re looking to buy a home, having a mortgage pre-approval can be a huge benefit. Getting a mortgage pre-approval involves providing detailed information on an application which includes your income, debts, and assets. The lender does a hard credit check. Once […]Read More »
  • Why Should You Hire A Mortgage Broker?

    Why Should You Hire A Mortgage Broker?

      Buying a home is an incredibly important step towards a secure future. However, many Gresham locals may find themselves intimidated by the home buying process. Buying a home, especially for the first time, can feel overwhelming. There is a lot of information that is required to make the most out of the process. That’s […]Read More »
  • How To Improve the Value of Your Gresham Home

    How To Improve the Value of Your Gresham Home

    Getting your Gresham home into its best shape before an appraisal will work in your favor. There are a number of things to consider when an appraiser determines the value of your property. As the owner, you are responsible for ensuring your Gresham home measures up to an appraiser’s scrutiny for determining how much your […]Read More »
  • What’s The Difference Between A Loan Officer And A Mortgage Broker?

    What’s The Difference Between A Loan Officer And A Mortgage Broker?

    Gresham locals looking to buy a home for the first time may feel overwhelmed by the demands of the homebuying process. Buying a home is a huge responsibility and a big step towards future stability. Stonebridge Mortgage Group is here to help Gresham homeowners understand the nuances of the homebuying process. For example, Stonebridge Mortgage […]Read More »
  • Easy Tips For Maintaining Your Gresham Home

    Easy Tips For Maintaining Your Gresham Home

      Keep Your Family Safe With a Well Maintained Home Once you’ve purchased the home of your dreams, you may think that most of the work is behind you. However, Gresham homeowners who work to maintain their home will find their home is more safe and welcoming. Maintaining your Gresham home means making sure it […]Read More »
  • Safety And Maintenance Issues To Look For In Your Gresham Home

    Safety And Maintenance Issues To Look For In Your Gresham Home

      How To Maintain Your Gresham Home to Keep it Healthy and Safe A home is a huge responsibility, and one of the things Gresham homeowners need to be prepared for is the task of regular home maintenance. Your home belongs to you, and your pride will show through regular maintenance of your home and […]Read More »
  • How The HECM For Purchase Program Is Useful To Gresham Home Buyers

    How The HECM For Purchase Program Is Useful To Gresham Home Buyers

      What Is The HECM For Purchase Program? The Home Equity Conversion Mortgage (HECM) for Purchase is a reverse mortgage that allows seniors, age 62 or older, to purchase a new principal residence using loan proceeds from the reverse mortgage. In 2009, the HECM for Purchase program began as a way to use a reverse […]Read More »
  • How To Prep Your Credit To Buy A Home

    How To Prep Your Credit To Buy A Home

      Gresham Locals Looking To Buy Homes Need To Build Credit One of the most important things to have in order as you prepare to buy a home is your credit score. Gresham home buyers should know that their credit score plays a huge role in being able to secure a mortgage. Conventional mortgage lenders […]Read More »
  • Preparing For A Home Appraisal Inspection

    Preparing For A Home Appraisal Inspection

      Preparing Your Gresham Home for an Appraisal Inspection When you’re ready to have the value of your Gresham home appraised, you’ll want to prepare before inviting an appraiser into your home. An appraiser will examine your property on an objective basis and determine its market value. This value will be based on such factors […]Read More »
  • Tips For Gresham First Time Home Buyers, Part 2

    Tips For Gresham First Time Home Buyers, Part 2

    When Gresham locals find themselves wanting to buy a home for the first time, it’s easy to feel overwhelmed by the process. Stonebridge Mortgage Group is here to help Gresham home buyers through that process. It is our goal to keep our Gresham clients informed and prepared. We aim to help our Gresham clients in […]Read More »
  • Tips for Gresham First Time Home Buyers, Part 1

    Tips for Gresham First Time Home Buyers, Part 1

    Buying a home for the first time can be an exhilarating and nerve-wracking experience all at once. On the one hand, buying a home means taking the first steps toward long-term stability. On the other hand, if you are underprepared for buying a home in Gresham, you could easily find yourself in over your head. […]Read More »
  • Remodel Kitchens and Bathrooms to Increase the Value of Your Gresham Home

    Remodel Kitchens and Bathrooms to Increase the Value of Your Gresham Home

    What Are the Best Ways to Increase the Value of Your Gresham Home? Gresham homeowners may find themselves eager to renovate their homes and make it their own. However, if you’re not careful, you can end up putting more into a renovation than you should. Your goal in any renovation should be to add value […]Read More »
  • How Gresham Home Buyers Can Choose The Best Mortgage Term

    How Gresham Home Buyers Can Choose The Best Mortgage Term

      Gresham Home Buyers – How Long Will You Be Paying Off Your Mortgage? Gresham home buyers will know that purchasing a home is a huge step. It is a big financial responsibility and a way to secure your family’s future. What exactly does that future look like, though? Part of that is going to […]Read More »
  • What Do You Need To Apply For A Mortgage Pre-Approval Online?

    What Do You Need To Apply For A Mortgage Pre-Approval Online?

      Stonebridge Mortgage Group Makes It Easy For Gresham Locals To Apply For Mortgage Pre-Approval If you’re looking for a home in Gresham, Stonebridge Mortgage Group offers all of the services you could possibly need. Whether you’re looking into getting a real estate loan, or are in need of a mortgage broker or loan officer, […]Read More »
  • Get Pre-Approved Online With Stonebridge Mortgage Group

    Get Pre-Approved Online With Stonebridge Mortgage Group

      The First Step to Buying a Home When you’re considering buying a home for the first time, it may seem more fun to start looking at houses right away, but it isn’t practical. Before you start shopping around for the perfect Gresham home, you should get pre-approved first. Once you’ve been pre-approved, it will […]Read More »
  • Home Equity Loans and HELOCs Available In Gresham

    Home Equity Loans and HELOCs Available In Gresham

      Gresham Homeowners Have Two Options for a Second Mortgage – Home Equity Loans and HELOCs Home equity loans and HELOCs are two types of loans that allow you to borrow against your home’s equity. Both of these loan options can be useful tools to Gresham homeowners. For example, if you need money for remodeling […]Read More »
  • Loans to Help Gresham Borrowers Build Credit

    Loans to Help Gresham Borrowers Build Credit

      Credit Building Loans for First Time Home Buyers in Gresham First time home buyers in Gresham will soon learn that in order to qualify for a mortgage loan, you must have good credit. The good news is that there are loan types that are specifically aimed to help you build credit. You’ve likely heard […]Read More »
  • Reverse Mortgages Gaining Acceptance In Gresham

    Reverse Mortgages Gaining Acceptance In Gresham

    Once Controversial Reverse Mortgages Gaining Acceptance in Gresham Though some people remain skeptical of reverse mortgages, many are beginning to see reverse mortgages as a useful tool for those who lack enough savings to augment their retirement income. The bad reputation that Reverse Mortgages gained over the years was mostly due to overly aggressive brokers, […]Read More »
  • Home Buying Made Easier in Gresham with Maximum Loan Increases for Freddie and Fannie

    Home Buying Made Easier in Gresham with Maximum Loan Increases for Freddie and Fannie

    Federal Housing Finance Agency Raises Freddie Mac and Fannie Mae Maximum Loans For Third Consecutive Year Gresham first time home buyers in need of a larger loan may find themselves in luck if they qualify for Fannie Mae and Freddie Mac loans. After a long period of maintaining the maximum conforming loan limits on mortgages […]Read More »
  • 8 DIY Tips to Increase Home Safety

    8 DIY Tips to Increase Home Safety

    Increasing the safety of your home may seem like a large task. The truth is, there are many simple tasks you can do around your home to increase the safety of yourself and your loved ones. These tasks will protect you from harm and allow you to feel more relaxed in your home. These tasks […]Read More »
  • 15-Year Mortgages vs. 30-Year Mortgages

    15-Year Mortgages vs. 30-Year Mortgages

    First-time home buyers will quickly find that there is a lot to the home buying process to familiarize yourself with. There is more to the process than simply finding your dream home and paying the price tag attached. There are qualifications for buying a home, for getting a loan, as well as additional fees, and […]Read More »
  • Tips for Avoiding Allergens at Home

    Tips for Avoiding Allergens at Home

    Springtime brings a case of the sneezes and allergy irritations every year for many people. Reducing contact with things that trigger your allergies is the first step for controlling them. Even if you don’t personally suffer from allergies, cutting out allergens can still be a healthy choice. Studies have found that dust in your home […]Read More »
  • How to Know if You’re Ready to Buy a Home

    How to Know if You’re Ready to Buy a Home

    Buying a home is a huge step — one that can lead you down the path to financial security. However, owning a home before you’re ready can be a step in the wrong direction. It’s not just about whether you can afford a home — ask yourself if you should and if you’re really ready […]Read More »
  • Stay Spring Clean All Year with This Cleaning Schedule

    Stay Spring Clean All Year with This Cleaning Schedule

    One of the biggest things that comes with owning a home is needing to maintain it. Cleaning oftentimes gets put off for longer than it should, which is what leads to the urge to do a deeper spring cleaning each year. However, with a schedule that you regularly stick to, cleaning becomes easier. Letting work […]Read More »
  • 6 Easy Ways to Boost the Curb Appeal of Your Home

    6 Easy Ways to Boost the Curb Appeal of Your Home

    Boosting your home’s curb appeal – or its appearance from the outside – is an excellent way to boost your home’s value. Whether you’re looking to sell or if you’re just looking improve your home for your own sake, there are plenty of easy and inexpensive ways to boost your home’s curb appeal. Add Some […]Read More »
  • 6 Tips to Get a Mortgage Loan Approved

    6 Tips to Get a Mortgage Loan Approved

    Getting approved for a mortgage for the first time can be difficult. When you’re buying your first home, you may not be familiar with how mortgage loan approvals work. There are key requirements you must hit in order to get that much sought-after approval. Take the time to educate and prepare yourself before applying so […]Read More »
  • Home Equity Loans and HELOCs – Which is Best for You?

    Home Equity Loans and HELOCs – Which is Best for You?

    Two useful tools for borrowing against your home’s equity. Homeowners in need of cash may want to consider taking out a home equity loan or a HELOC. Both are commonly referred to as a second mortgage and allow you to borrow against the value of your home. If you find yourself looking at a remodel […]Read More »
  • Tips for Buying a Home in Spring

    Tips for Buying a Home in Spring

    The timing of the spring home buying market will change depending on where you live, but one thing stays the same — the spring housing market is extremely competitive. If you’re planning on buying a home in spring, you need to be well-prepared beforehand. Know what you want, what your budget is, what you’re willing […]Read More »
  • Reverse Mortgages Are Becoming More Accepted

    Reverse Mortgages Are Becoming More Accepted

    Though reverse mortgages were once considered highly controversial, financial planners are beginning to see reversing your mortgage as a legitimate option for those who struggle with retirement savings. More and more people are finding it difficult to save up for a retirement fund. However, home equity “conversion” loans can aid those who have struggled to […]Read More »
  • How to Establish Credit History with Credit-Builder Loans

    How to Establish Credit History with Credit-Builder Loans

    Having a good credit score is crucial for many aspects of adult life. Your credit worthiness plays a large role in your ability to secure any type of loan, such as getting approved for a home loan, and your rating depends largely on your credit score. However, there are loans that are meant to allow […]Read More »
  • Home Appraisals and Inspections

    Home Appraisals and Inspections

      If you’ve begun looking for your first home, you’ve likely heard of a getting a home appraisal and home inspection. What exactly are home appraisals and home inspections, though? Is there a difference between the two? Are they really necessary? Home Appraisals A home appraisal determines the value of a house based on certain […]Read More »
  • 4 Appliances to Check Before Buying a House

    4 Appliances to Check Before Buying a House

    When you’ve found a home that seems perfect, it’s still wise to do some double checking before finalizing any offers. Buying a home will be one of the biggest purchases you will ever make. You don’t want to find you need to replace something important and expensive right after you purchase your new home. Take […]Read More »
  • Guide to Buying a Washing Machine

    Guide to Buying a Washing Machine

    Taking Care of the Laundry Doing laundry may be a tiresome chore, but it would be much harder without a reliable washing machine to depend on. Washing machines are important to every home, and buying a new one can be an interesting experience. Washing machines typically cost anywhere between $275 to $2,500, depending on the […]Read More »
  • Mortgage Services in Portland

    Mortgage Services in Portland

    Where can you find quality mortgage services in Portland? Stonebridge Mortgage Group offers a wide variety of mortgage-based services to the Portland area. We are here to help guide our Portland clients through the ins and outs of their mortgage and loan processes. Stonebridge Mortgage Group offers a wide range of services. Portland home buyers […]Read More »
  • A Spring Cleaning Guide

    A Spring Cleaning Guide

    Spring is a time of new beginnings. New life blooms everywhere; the sun shines with the promise of warmer days to come. It’s no surprise that when spring comes everyone is ready for a fresh start. Committing yourself to giving your home a good spring cleaning can be quite the undertaking, but the results are […]Read More »
  • Residential Loan Services in Gresham

    Residential Loan Services in Gresham

    Where can I go if I need help with a residential loan in Gresham? New home buyers and existing homeowners alike in the Gresham area can rely on the Stonebridge Mortgage Group for professional mortgage solutions. Whether you need help with securing a loan for your new home, figuring the ins and outs of reverse […]Read More »
  • 3 Ways to Improve Safety at Home

    3 Ways to Improve Safety at Home

    Your home is your haven, the place you rest, play, relax, and enjoy being with loved ones. And yet, it is entirely possible for accidents to happen in your home and cause injury or much worse. You can put the odds in your favor by taking a few simple precautions to protect yourself against injuries […]Read More »
  • Tips For Keeping Your Home Healthy This Spring

    Tips For Keeping Your Home Healthy This Spring

    Spring cleaning isn’t just about putting your house in order and making it look nice. It’s important to make sure that you are also taking steps to keep your home healthy and germ-free. Follow these simple steps to keep your home clean and healthy this spring: Pick your household cleaning products carefully. There are several […]Read More »
  • 5 Tips to Increase Home Value

    5 Tips to Increase Home Value

    If you believe your home to be your biggest asset, then put time into taking care of it. Taking care of your home should be a top priority, and if you do it well you can even increase the value of your home. Whether you want to build equity or get top dollar when you […]Read More »
  • How to Apply for a Mortgage Online

    How to Apply for a Mortgage Online

    You’ve found a home that suits your needs. It meets your preferences, your budget, and the seller has accepted your offer. What’s the next step? To apply for a loan, of course! GATHER REQUIRED DOCUMENTATION Depending on the lender you choose, you may be able to apply in person, by phone, or online. Your lender […]Read More »
  • How Does a Reverse Mortgage Work?

    How Does a Reverse Mortgage Work?

    What is a reverse mortgage? A reverse mortgage allows homeowners of a certain age, 62 years and older, to borrow from their home’s equity without having to make monthly mortgage payments. As the borrower the homeowner may then choose to take funds in a lump sum, line of credit or via structured monthly payments. The […]Read More »
  • 10 Evergreen Real Estate Tips That Hold True in Any Market

    10 Evergreen Real Estate Tips That Hold True in Any Market

    Although the real estate market is known for being fickle and everchanging, there are certain constants in the home buying and selling process. Some things are not affected by the ebb and flow of the market, so there are some pieces of advice that will always be applicable. Here are 10 evergreen real estate tips […]Read More »
  • 8 Mortgage Tips for First Time Home Buyers

    8 Mortgage Tips for First Time Home Buyers

    The process of shopping for a home and getting your first mortgage can seem like a daunting task. As with many things in life, however, the process becomes easier when you arm yourself with good knowledge. For those looking to buy a home for the first time, here are eight mortgage tips to know. 1. […]Read More »
  • Best Mortgage Tips in January 2019

    Best Mortgage Tips in January 2019

    Now that the new year has begun, it is time to consider your plans for the future – including any plans for your home. For those considering buying a new home or tapping into your home equity, the best time to act is now. You’ll want to explore your options before the busy spring sales […]Read More »
  • 3 Reasons to Work with a Mortgage Broker

    3 Reasons to Work with a Mortgage Broker

    Finding the right mortgage is a time-consuming, sometimes stressful process. Thankfully, it is a process you don’t have to go through alone – nor should you! Hiring a mortgage broker will save you leg-work and assure you have someone with the knowledge and experience necessary to get you the best mortgage possible. WHY HIRE A […]Read More »
  • How to Determine What Kind of House You Can Afford

    How to Determine What Kind of House You Can Afford

    When you are preparing to buy a home, it is important to figure out how much you can comfortably afford. Overextending yourself financially to get a home makes it more likely that you will not be able to keep up with monthly mortgage payments. Luckily, there are a few rules you can follow to help […]Read More »
  • What Age Is The Right Age To Buy A House?

    What Age Is The Right Age To Buy A House?

    What’s the right age for buying a house? The simple answer is that there is no right age to buy a house. Buying a home is likely to be the biggest investment of your life – one that affects your finances as well as your quality of life. When considering buying a home, more important […]Read More »
  • 10 Things to Look for When Buying a Home

    10 Things to Look for When Buying a Home

    Buying a new house can be an exciting, yet stressful event. There are lots of things to consider when buying a home, and that can seem overwhelming – especially for first-time home buyers. Everyone wants to find the perfect fit and when you think you’ve found that fit it’s tempting to close the deal as […]Read More »
  • How Long Should It Take To Save For A Down Payment?

    How Long Should It Take To Save For A Down Payment?

    How long will it take? When saving for the down payment to your home, remember that the more you can save, the better. It’s true that, depending on what type of loan you are eligible for, you can get a fairly low down payment requirement. FHA loans can require as little as 3.5% down payment, […]Read More »
  • 2019 Trends for Home Buyers

    2019 Trends for Home Buyers

    What Home Buyers Can Expect in 2019 The home buying market is ever-changing. To entirely predict the state of any market is impossible. However, those who are tapped into the market can still get a very good idea of what it will look like in the future. The economic team at realtor.com, for example, is […]Read More »
  • Questions to Ask Your Mortgage Lender

    Questions to Ask Your Mortgage Lender

    When you’re buying a home for the first time, it can be easy to get overwhelmed by the entire process. The best thing you can do for yourself as a first time home buyer is to stay informed with the help of a mortgage lender. Don’t go blindly into a huge commitment like securing a […]Read More »
  • The Best Time To Buy A Home

    The Best Time To Buy A Home

    When to Buy a Home Even if you get the best possible price on your home, buying a home is still one of the most expensive purchases you will ever make. Anything you can do to help you save is going to be time well spent. Paying attention to the market in your area and […]Read More »
  • Choosing An Appropriate Mortgage Term

    Choosing An Appropriate Mortgage Term

      What is a Mortgage Term? When buying a home for the first time, an important thing to consider is the length of your mortgage term. The duration of your mortgage, known as the loan term, is how long it will take to pay off the mortgage in full based on regular monthly principal and […]Read More »
  • Mortgage Broker For First-Time Home Buyers

    Mortgage Broker For First-Time Home Buyers

    When buying a home for the first time, the assistance of a trustworthy mortgage broker to guide you through the process of finding the right mortgage is crucial. Financing your home can feel like an intimidating, complicated process to those who are new to such long-term investments. Stonebridge Mortgage Group is here to offer Gresham […]Read More »
  • First Time Home Buyers Real Estate Loan with Stonebridge Mortgage Group

    First Time Home Buyers Real Estate Loan with Stonebridge Mortgage Group

    Are you looking into buying a home for the first time? If so, are you struggling to secure a loan, or even unsure where to begin? Stonebridge Mortgage Group can help you secure a real estate loan in Gresham. Not only can we help you find a loan, but we will make sure it is […]Read More »
  • Creating A Budget For First Time Home Buyers

    Creating A Budget For First Time Home Buyers

    A key factor to consider when you’re purchasing a home for the first time is if you will be able to keep up with your monthly expenses along with your mortgage payment. Planning ahead is a must. First time home buyers need to make a budget that they will feel comfortable sticking to once their […]Read More »
  • Fannie Mae and Freddie Mac New Conforming Loan Limits for 2019

    Fannie Mae and Freddie Mac New Conforming Loan Limits for 2019

    Those looking to buy homes in the new year will want to know that the maximum on conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac will increase in 2019. What exactly are Fannie Mae and Freddie Mac? Originally, Fannie Mae was chartered by the U.S. Government in 1938, and […]Read More »
  • The Low-Down On Down Payments And Closing Costs

    The Low-Down On Down Payments And Closing Costs

    While shopping for a home, you’ve likely heard about down payments and closing costs. If you’re looking into buying a home for the first time, though, you may not know exactly what those fees entail and when they’re due. Earnest Money We’ve talked before about earnest money — a check due shortly after the contract […]Read More »
  • First Time Home Buyer’s Guide: Earnest Money

    First Time Home Buyer’s Guide: Earnest Money

    If you’re looking into buying a home for the first time, you are likely aware that there are several fees and costs that must be covered over the process of buying a home. One of the first fees you’ll need to have ready when the contract is accepted is called earnest money. What exactly is […]Read More »
  • Choosing the Right Neighborhood for Your First Home

    Choosing the Right Neighborhood for Your First Home

    When you’re looking for your first home, it’s not just the home itself that you must take into consideration. As the old real estate saying goes, location, location, location is incredibly important, too. There are lots of things you’ll want to know about the neighborhood you intend to look into – such as quality of […]Read More »
  • First-Time Home Buyers Down Payment Strategies

    First-Time Home Buyers Down Payment Strategies

    When you’re ready to buy a new home, saving up enough for the down payment can seem like an impossible hurdle. There are ways to help you save up enough to be on your way to buying your first home, though! Remember, it doesn’t always take 20% down. If you qualify for an FHA loan […]Read More »
  • Working with a Mortgage Broker as a First-Time Home Buyer

    Working with a Mortgage Broker as a First-Time Home Buyer

    During the search for your dream home, you’ve likely heard friends or your real estate agent talking about mortgage brokers. Indeed, finding a good mortgage broker is a key step in getting the right rate and fee structure mortgage for your home. Naturally, though, first-time home buyers will have many questions about what exactly a […]Read More »
  • Hiring A Real Estate Agent As A First-Time Home Buyer

    Hiring A Real Estate Agent As A First-Time Home Buyer

    When buying a home for the first time, it is incredibly important to have professional help. Buying a home is a complicated process, and you’ll need to have someone with experience on your side to make the home buying process smoother. A qualified real estate agent is a must for first-time homebuyers. As with many […]Read More »
  • FHA Loans And How To Qualify

    FHA Loans And How To Qualify

    If you want to buy a home, but don’t have 20% of the mortgage to put down and your credit is less than perfect, you don’t have to give up on your dream of homeownership. With the right loan, you can still get a home! FHA loans are very popular among first-time homebuyers because of […]Read More »
  • How First-Time Home Buyers Can Improve Credit For Loans

    How First-Time Home Buyers Can Improve Credit For Loans

    Many first-time homebuyers will delay getting a mortgage because the process is long and intimidating. However, this is a crucial step in buying your first home. As of 2018, there are new mortgage programs that make it easier for first-time homebuyers to qualify for a loan than ever before. Don’t hesitate to work on getting […]Read More »
  • 5 Mistakes to Avoid as a First Time Home Buyer

    5 Mistakes to Avoid as a First Time Home Buyer

    Buying a home for the first time can stir mixed emotions of excitement and dread in anyone. It’s exciting to consider finding a home that you can make your own, but the responsibility and finances involved can also lead to anxiety and hesitance. It is also easy for first time home buyers to get in […]Read More »
  • 5 Important Tips for First Time Home Buyers

    5 Important Tips for First Time Home Buyers

    Buying a home can be an exciting, fulfilling experience. Finding a place to call home, a place to build your life, is something that everyone desires. However, buying a home is also a huge responsibility and it can cause a lot of anxiety. The best thing to do is to be prepared. The team at […]Read More »
  • Picking the Home Before the Mortgage Loan

    Picking the Home Before the Mortgage Loan

    Finances are a big part of choosing and buying a new home, but there are other factors you’ll want to include in your decision-making process. We try and list some of the deciding factors in choosing a new home below, including finances, and then provide a simple way to help you decide what is essential […]Read More »
  • 4 Top Services Provided By Stonebridge Mortgage Group

    4 Top Services Provided By Stonebridge Mortgage Group

    Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer, Stonebridge Mortgage Group has you covered. Below are Stonebridge’s four most popular services. Reverse Mortgage with Stonebridge Mortgage Group, Inc. There are a lot of misconceptions out there when it […]Read More »
  • 4 Mistakes to Avoid After Your Mortgage Pre-Approval

    4 Mistakes to Avoid After Your Mortgage Pre-Approval

    Congratulations on getting a pre-approval for your home loan! You did your research on the 5 types of loans and you even prepared for the 3 questions from your mortgage lender. You are not out the woods yet, however, when it comes to getting to the meadow of home ownership. Until you get a settlement […]Read More »
  • Mortgage Loans: Fixed Rate vs. Adjustable Rate

    Mortgage Loans: Fixed Rate vs. Adjustable Rate

    If you plan to stay in your home for at least seven to 10 years, a fixed-rate mortgage offers stability with your monthly payments. On the other hand, if you don’t plan on staying in your home for a while an Adjustable Rate Mortgage (ARM) could save you big on interest payments. Let’s go into […]Read More »
  • Mortgage Broker vs. Bank Lender

    Mortgage Broker vs. Bank Lender

    Both mortgage brokers and bank lenders, also known as direct lenders are great options for home loans. The right path for a home loan is dependent on different factors for everyone. In general, if your loan is a straightforward transaction, and your credit, income, and assets are strong, you may move forward with a direct […]Read More »
  • 3 Myths About Mortgage Brokers

    3 Myths About Mortgage Brokers

    3 MYTHS ABOUT MORTGAGE BROKERS THAT ARE FALSE Many homebuyers, especially new ones, ask the question, “Do You Need a Mortgage Broker?” Then there is also the question, “What will a mortgage broker ask me?” For those who are still somewhat uncertain as to what mortgage brokers do and how they do it, we’d like […]Read More »
  • Can a Local Mortgage Broker Help in A Bidding War?

    Can a Local Mortgage Broker Help in A Bidding War?

    The Portland and Gresham Housing markets are in high-demand, this could decrease inventory and in turn create bidding wars for new home buyers. Getting a local mortgage broker can give you an edge. A recent Wall Street Journal article about winning bidding wars, it suggests that real estate agents want to work with buyers whose […]Read More »
  • Why You Should Start House Hunting in August

    Why You Should Start House Hunting in August

      In an earlier post we mentioned why fall is the best time to buy a house—and that means you want to start house hunting during August. Here are some of the best reasons to start house hunting in August. IT’S ABOUT STARTER HOMES If you are looking for a starter home, then you will […]Read More »
  • Does Buying a Home in the Fall Have Advantages?

    Does Buying a Home in the Fall Have Advantages?

    ADVANTAGES to BUYING a HOME in the FALL Typically speaking, most homes are purchased in the Spring. This is also when there is the most inventory available—which is realtor speak for more options for home buyers. This does not necessarily translate into the best advantage for the home buyer. Though there are arguments to support […]Read More »
  • Do I Need a Mortgage Broker to Buy a House?

    Do I Need a Mortgage Broker to Buy a House?

    DO I NEED A MORTGAGE BROKER TO BUY A HOUSE? There several reasons why a mortgage broker is helpful when buying a new home. The primary reason is greater loan options, but a mortgage broker can also save you time and effort as they can walk you through the lending process. If you are unfamiliar […]Read More »
  • How to Calculate a Mortgage

    How to Calculate a Mortgage

    If you use an online mortgage calculator they will all agree on the monthly payments towards principle and interest. This number gives you a starting point for how much your monthly mortgage payments should be. It gets a little tricky when you try to figure out taxes, insurance, and PM (private mortgage insurance). We won’t […]Read More »
  • Highest Rated Mortgage Financing in Gresham

    Highest Rated Mortgage Financing in Gresham

    When you Google, “Mortgage Broker” most of the search results are about answering what mortgage brokers do. It is important to know that a mortgage broker is working on your behalf to find the right loan that fits your needs. Here is a quick example: Let’s assume there are three potential banks that will offer […]Read More »
  • Tips for Pre-Approved Mortgage Loans

    Tips for Pre-Approved Mortgage Loans

    There are two primary benefits to getting pre-approved for a home loan. The first benefit is becoming a better prospective buyer. A seller is going to prefer someone who is pre-approved for an amount than someone who is still negotiating with a lender. The second benefit is knowing your price range. Your pre-approved amount helps […]Read More »
  • 3 Mortgage Tips For Buying Your First Home

    3 Mortgage Tips For Buying Your First Home

    Your first home is a big step. There are plenty of approaches to preparing for buying your first home, but there are some fundamentals you should consider that will help during the mortgage process. These fundamentals break down into three categories; how much can you afford, knowing your finances and credit, and shopping for mortgage […]Read More »
  • When to Consider a Reverse Mortgage

    When to Consider a Reverse Mortgage

    There are lots of factors to consider when deciding if a reverse mortgage is right for you. The largest factors include: your age, do you plan on staying in your home and will you still be able to afford taxes, what you plan on leaving your heirs, and home upkeep. Below we list three reasons for […]Read More »
  • Expect These 3 Questions from Your Mortgage Lender

    Expect These 3 Questions from Your Mortgage Lender

    Mortgage lenders want to determine two things from a borrower: (1) How much risk do they pose? (2) How much loan can they afford? As a borrower it will feel much less like an interrogation if you know what questions to expect and how to provide the appropriate information. Different mortgage lenders ask different details, […]Read More »
  • Exterior Home Trends For Summer 2018

    Exterior Home Trends For Summer 2018

    2018 has been the year of contemporary texture. New construction trends include brick elements, glossy stone elements, and rich wood textures with vibrant variations in tone and warmth. This and the necessary incorporation of landscaping and hardscaping have come to define this generation’s architectural style; a focus on reclamation, nature, and fun. But older homes […]Read More »
  • Financing and You – How much Can You Afford?

    Financing and You – How much Can You Afford?

    There are countless mortgage calculators online; getting an idea of where to start your home buying endeavors — financially at least —  is remarkably simple. Online mortgage calculators use a simple formula to give you a baseline of your budget. Your general affordability range is calculated from your household income, monthly debts, and savings. This […]Read More »
  • 5 Types of Mortgage Loans Every Homebuyer Should Know About

    5 Types of Mortgage Loans Every Homebuyer Should Know About

    The process of applying for a mortgage loan can be complicated, and one of the first steps for a homebuyer is to decide which type of loan works best in their situation. Here is a brief guide to the top 5 types of mortgage loans available to homebuyers. 5 Types of Mortgage Loans Traditional FHA […]Read More »
  • 3 Kitchen Upgrades That Will Boost Home Value

    3 Kitchen Upgrades That Will Boost Home Value

    Renovating your kitchen is one of the single most significant ways to add value to your home — but not all remodeling projects are created equal, and less can mean more. The average return on a minor kitchen remodel is 80% while the average recoup on a major midrange kitchen remodel is just 65%. With […]Read More »
  • Boost Your Property Value With These Big-Time Renovations

    Boost Your Property Value With These Big-Time Renovations

    Your new home is a potential gold mine, that is if you’re smart about your renovations. Portland real estate is experiencing a spotlight moment right now; nurture your investment with these value adding upgrades that will boost your home value as well as your own quality of life. Kitchen Upgrades PEX piping, decorative tile backsplash, […]Read More »
  • 3 Small Promising Portland Area Towns For Home Buyers

    3 Small Promising Portland Area Towns For Home Buyers

    Portland real estate is wildly popular at the moment, but the outlying communities are brimming with charm and value as well. First-time buyers may be wise to consider these captivating suburban communities: Gresham, Asert Neighborhood This charismatic neighborhood adjacent to Gresham’s historic downtown is a bustling family-friendly enclave with lots to offer. Historic Milwaukie The […]Read More »
  • Is Portland’s Housing Inventory Finally Normalizing?

    Is Portland’s Housing Inventory Finally Normalizing?

    After several years of cutthroat real estate controversy, could it be that Portland’s housing market is finally coming down from a whirlwind of development and skyrocketing rates? Is Portland’s Housing Inventory Finally Normalizing? Experts are saying that all signs point to yes. Even though the metro area’s housing market has been remarkably hot over the […]Read More »
  • Lending and Credit Unions – What Every Borrower Needs to Know

    Lending and Credit Unions – What Every Borrower Needs to Know

    Those looking to purchase property for private or commercial use in the coming months should all be aware that The Economic Growth, Regulatory Relief, and Consumer Protection Act now allows credit unions to make more loans to homeowners and small businesses. The Economic Growth, Regulatory Relief, and Consumer Protection Act From the Chairman of the […]Read More »
  • Choosing a Floor For Your Kitchen Renovation

    Choosing a Floor For Your Kitchen Renovation

    Kitchen renovations are the most popular renovations being performed in the Pacific Northwest. For many, these renovations are part of a larger reselling plan, but many are performed by new homeowners simply looking to increase the value of their homes. There are many ways to achieve this — PEX piping, tile backsplashes, and flooring can […]Read More »
  • Building Equity in Your New Home

    Building Equity in Your New Home

    In areas where home values are rising, your equity will increase without doing a thing, but you can take control of your rising value by engaging in smart renovations as well. Here are some smart ways to build equity in your home, whether or not you’re in a trending neighborhood. Building Equity in Your New […]Read More »
  • New Law Will Let Consumers ‘Freeze’ Credit Files Without Charge

    New Law Will Let Consumers ‘Freeze’ Credit Files Without Charge

    As a mortgage broker, I pull countless credit reports daily — I know how important a credit freeze is to protect you from fraud. The Economic Growth, Regulatory Relief and Consumer Protection Act may have loosened restrictions placed on banks but it also featured this helpful change, which allows consumers to “freeze” their credit files […]Read More »
  • 3 Gorgeous Native Plants That Will Beautify Your Garden

    3 Gorgeous Native Plants That Will Beautify Your Garden

    Landscaping is a smart, comparably easy way to build value in your new home, but well-thought-out outdoor living spaces add value to more than just your home, they add value to your life. Decorate your garden areas with these lush native plants to celebrate the geographical bounty of our verdant state and give your home […]Read More »
  • Applying For Your First Home Loan – What You Need To Know

    Applying For Your First Home Loan – What You Need To Know

    Buying your first home can be an arduous process, or it can be a fun, exciting endeavor — it all depends on how prepared you are before you begin the process. These bits of advice will help you as you prepare to make your first real estate purchase. What You Need To Know Make a […]Read More »
  • Homebuying Advice From The Pros

    Homebuying Advice From The Pros

    A little bit of smart advice can go a long way, especially when you’re buying your first home. Take these pearls of wisdom from some of the most successful brokers, agents, and investors in the business and when you’re ready to move forward with your big purchase you’ll be an admirably savvy buyer. Tip #1)   […]Read More »
  • 3 More Hot Portland Area Neighborhoods

    3 More Hot Portland Area Neighborhoods

    Portland real estate continues to amaze and astound, and it grows even beyond the borders of Portland Proper and into the suburban neighborhoods of Beaverton, Gresham, and Vancouver. In fact, many of the hottest neighborhoods today are located in these charming enclaves. New home buyers may want to consider these burgeoning neighborhoods before they commit […]Read More »
  • 3 Things To Consider Before You Landscape

    3 Things To Consider Before You Landscape

    Your new home may be desperately in need of some judicious landscaping, but before you throw yourself and all your efforts into a landscaping project, consider these three necessary bits of knowledge as you grow your yard from a nondescript patch of land to an enchanting garden the whole family can enjoy. Consider a Theme […]Read More »
  • Summer’s Hottest Interior Color Trends

    Summer’s Hottest Interior Color Trends

    Long summer days demand comfortable, easy going interiors. These trendy hues provide the perfect respite from endless sunshine and rising temperatures. Consider them for your summer redecorating project. Verdant Tones Dress your space in hues of green to bring a fresh, airy atmosphere to your home. Complement these colors with lots of potted indoor plants […]Read More »
  • 3 Easy Ways To Increase The Value of Your New Home

    3 Easy Ways To Increase The Value of Your New Home

    Building value in your new home can be as easy as making easy, DIY changes. Here are small projects that yield added value with minimal effort. Paint The Front Door Boost curb appeal with a trendy shade like grass green or candy apple red. Additionally, consider hanging plants for your porch to compliment the new […]Read More »
  • Portland’s 3 Hottest Neighborhoods Right Now

    Portland’s 3 Hottest Neighborhoods Right Now

    Portland real estate is some of the hottest in the country. Neighborhoods that in previous decades were considered mundane or common have undergone transformations into millennial enclaves, replete with enough trendy bars, cafes, and boutiques to occupy new residents for weeks if not months. During the tumultuous evolution of Portland, these neighborhoods have emerged at […]Read More »
  • Crypto Currency and Real Estate – 3 Things You Need To Know

    Crypto Currency and Real Estate – 3 Things You Need To Know

    There’s no doubt that 2018 is shaping up to be a coming-out year for blockchain and cryptocurrency in real estate. We’re hearing about more and more deals closed by real estate agents using cryptocurrency, and blockchain-enabled real estate startups are seemingly cropping up on a weekly basis. The industry’s level of interest is approaching a […]Read More »
  • Just What the Doctor Ordered – Physician Loan Programs

    Just What the Doctor Ordered – Physician Loan Programs

    If you are a soon to be or recently established doctor who is worried about how your student debt may hinder your chances at homeownership in the immediate future, consider looking into The Physician Loan Program. The Physician Loan Program is specifically designed for Physicians/Doctors, Dentists, Optometrists, or Oral Surgeons who are either finishing their […]Read More »
  • What Our Clients Are Saying About Us – Stonebridge Client Testimonials

    What Our Clients Are Saying About Us – Stonebridge Client Testimonials

    At Stonebridge Mortgage Group, our greatest pride is our relationship with our clients. But don’t take our word for it — check out some of our client testimonials: “I have been a customer of Stonebridge Mortgage Group, Inc since I purchased my first home back in 2001. Recently, my husband and I purchased a new […]Read More »
  • Stonebridge Commercial Services

    Stonebridge Commercial Services

    There are a number of commercial loans Stonebridge Mortgage Group can assist your business in applying for. For any business, large or small searching for a new commercial space in the Portland metro area, contact Stonebridge first. Our mortgage experts can help you find the perfect mortgage for your growing business. Stonebridge can assist with […]Read More »
  • Get To Know Each Of Stonebridge’s Residential Services

    Get To Know Each Of Stonebridge’s Residential Services

    Stonebridge offers a number of residential real estate services for our Gresham neighbors. Consider each of our residential services next time you venture forth into the Portland area real estate market, either as a buyer or a seller. Reverse Mortgage A reverse mortgage is for homeowners who are at least 62 years-old. It involves converting […]Read More »
  • 3 Things Every First Time Homebuyer Should Know

    3 Things Every First Time Homebuyer Should Know

    First time home buyers have quite a difficult road ahead of them; there are a multitude of decisions to be made during the homebuying process, and while there are plenty of resources available to them, finding the best guidance can be an adventure in communication. Here are three tips to streamline your homebuying process and […]Read More »
  • Renovation Trends For New Homeowners

    Renovation Trends For New Homeowners

    Fixing up your fixer-upper is an endeavor that takes time and diligent effort. Each renovation you perform has the potential to considerably increase the value of your new home, so knowing what’s on trend in 2018 could help your planning process. Here are three home design and renovation trend predictions we can all enthusiastically get […]Read More »
  • 3 Simple Landscape Upgrades That Add Home Value

    3 Simple Landscape Upgrades That Add Home Value

    Landscaping can be a fun and easy way to increase your homes curb appeal, aesthetic charm, and resale value. Homeowners preparing for the sale of their home, or new homeowners looking to update their new investments can all consider these simple ways to landscape effectively and beautifully. Think Seasonally The easiest way to break this […]Read More »
  • 3 Gresham Neighborhoods Perfect For Families

    3 Gresham Neighborhoods Perfect For Families

    New buyers scouring Gresham neighborhoods for the perfect fit would be wise to check out these areas. For suburban minded families, young hip urbanites, and retirees, there is the perfect Gresham neighborhood for your lifestyle. Here are three of our favorite up and coming ‘hoods: City Central — For Portland Expats Gresham retains all the […]Read More »
  • The Best Resources For DIY Home Repairs and Renovations

    The Best Resources For DIY Home Repairs and Renovations

    Buying a fixer-upper is a common way to build equity, increase your resale value, and learn a few new valuable skills. Renovating, upgrading and rehabbing a home is a huge undertaking, and when your intent is to do the majority of work on your own, these sites will be valuable tools in your intellectual toolbox: […]Read More »
  • 3 Reasons To Consider A Fixer Upper For Your First Home

    3 Reasons To Consider A Fixer Upper For Your First Home

    The satisfaction found in creating your own dream home is significant. Not only do you save copious amounts of money by building out or renovating a home you’ve purchased under your budget, you have the freedom to create the living space that best suits your lifestyle — but those reasons are just the tip of […]Read More »
  • Finding The Right Loan Officer – How To Ensure A Perfect Fit

    Finding The Right Loan Officer – How To Ensure A Perfect Fit

    Real estate loans are complex — there are many moving parts and when it comes to borrowing for your first home it is vital that both parties feel confident and well informed. That is where we come in. The loan officers at Stonebridge Mortgage Group are here to ask all the right questions. We thoroughly […]Read More »
  • What To Look For When Choosing A Broker

    What To Look For When Choosing A Broker

    The process of buying a home starts with finding a qualified broker, but for many novice homebuyers, knowing where to begin can be challenging. Your mortgage broker’s most important job is to maintain open communication so that buyers are acutely aware of each step of the home buying process. Your mortgage broker should advocate on […]Read More »
  • Buying Your First Home? Avoid These 3 Red Flags

    Buying Your First Home? Avoid These 3 Red Flags

    Your first home buying experience can be a complex endeavor but knowing precisely what to look or and what to avoid will serve you well in your search. Keep your eyes and ears peeled for these significant red flags while on the hunt for your new home and you may just end up avoiding certain […]Read More »
  • Roof Replacement 101 – What You Need To Know Before Choosing a New Roof

    Roof Replacement 101 – What You Need To Know Before Choosing a New Roof

    If your new home requires roof repairs beyond your scope of DIY expertise, and professional estimates are astronomical, you may need to consider replacing your roof altogether. There are roofs to consider for your residential family home, particularly since the Pacific Northwest’s notoriously wet and chilly weather can age a roof significantly faster than in […]Read More »
  • Wallpaper Or Paint? Choosing Interiors That Build Value In Your New Home

    Wallpaper Or Paint? Choosing Interiors That Build Value In Your New Home

    Your new home is potentially the greatest investment of your life. Taking care of this investment is crucial, so maintaining interiors is a significant part of caring for your home. Making changes is a necessary part of keeping a home’s value steady, and often a new interior color, texture or pattern is just the thing […]Read More »
  • 3 Way To Modernize Your New Kitchen

    3 Way To Modernize Your New Kitchen

    Kitchen renovations top the list of popular northwest renovations, especially for new homeowners. Kitchen renovations can be as simple as a modern paint job or as complex as a complete rearrangement of utilities. While a more complex renovation will likely require the services of plumbing, electrical, and/or gas line professionals, there are a number of […]Read More »
  • 3 Landscaping Trends For Spring 2018

    3 Landscaping Trends For Spring 2018

    Start this season with a fresh perspective regarding your landscaping. Every spring arrives with a new inventory of trends, and from fruit trees to bulbs, there are many opportunities for value-adding landscaping in the Gresham area. Here are a few of our favorite residential garden trends for 2018. 3 Landscaping Trends for Spring 2018 Multipurpose […]Read More »
  • The Easiest DIY Renovations For First Time Homeowners

    The Easiest DIY Renovations For First Time Homeowners

    Every first-time homeowner aims to create a space that is unique to them, a space that is theirs alone. From landscaping to interior paint, there are many simple ways to personalize your home. Consider these few projects that may only take a few hours to complete but will leave your home feeling much more “yours.” […]Read More »
  • 3 Interior Color Trends For Your New Home

    3 Interior Color Trends For Your New Home

    Spring cleaning can often lead to spring redecorating, and for first-time homeowners still in the process of creating their spaces, it can often mean big design changes. One of the most common ways to transform a space is with color. Adding your own color palette to your home is a relatively simple way to make […]Read More »
  • 3 Things To Look For When Buying A New Home

    3 Things To Look For When Buying A New Home

    Buying a new home is a major endeavor. People can spend months searching for the perfect space, and others can find their dream home in a matter of days. Knowing precisely what you are looking for is a good place to start, but make sure you look for these three things as well: Roofing Asphalt […]Read More »
  • Portland Real Estate Thrives Despite Mortgage Spike

    Portland Real Estate Thrives Despite Mortgage Spike

    While home sales across the nation dip, Portland suburbs Lake Oswego, West Linn and Forest Grove and Aloha are showing significant growth. By any standards, these area’s real estate trends are remarkable, namely because as mortgage rates spike, Portland maintains its hot streak as the “next great place to buy a home.”  Elliot Njus at […]Read More »
  • 3 Commercial Real Estate Trends for 2018

    3 Commercial Real Estate Trends for 2018

    Just as new residents are flooding the Portland real estate market, as are new businesses. This boom in our local economy has made commercial real estate a commodity. If your business is headed for expansion in 2018, consider these trend forecasts for commercial real estate. Interest Rates From Forbes, “The benchmark lending rate rose in […]Read More »
  • Relocating? Consider One Of These Developing Neighborhoods

    Relocating? Consider One Of These Developing Neighborhoods

    Your small business is growing and though it’s an exciting moment, it’s also weighted with stress. When businesses outgrow their original spaces, owners are faced with a myriad of critical decisions, primarily, should they rent a new space, or buy? This decision can be mitigated with the assistance of a broker whose experience in commercial […]Read More »
  • Things To Know About Reverse Mortgages

    Things To Know About Reverse Mortgages

    It’s crucial that buyers considering reverse mortgages have a clear understanding of what precisely is available to them. Each person’s situation is unique, so it’s imperative that your mortgage group works judiciously to ensure that you are accurately informed. Finding a mortgage group to work as your advocate, and finding the right solution for you […]Read More »
  • 4 Reasons To Choose Stonebridge Mortgage Group Mortgage Services

    4 Reasons To Choose Stonebridge Mortgage Group Mortgage Services

    It’s A Big Decision — Let’s Do It Right Choosing a mortgage group is an important decision. It takes time and a considerable amount of deliberation. For buyers in the Gresham area, Stonebridge Mortgage Group offers superlative service, but don’t take our word for it…here are just some of the reasons customers choose Stonebridge Mortgage […]Read More »
  • Mortgage Rates Are Rising – Here’s What That Means For First Time Buyers

    Mortgage Rates Are Rising – Here’s What That Means For First Time Buyers

    The bottom line is that it’s getting more expensive to buy a home. First-time buyers are entering the market in droves only to find that their options are remarkably limited, if available at all. What Do Rising Mortgage Rates Mean For First Time Buyers? From CNN Money, “Higher interest rates make it more expensive to […]Read More »
  • Easy Outdoor Upgrades For Your New Home

    Easy Outdoor Upgrades For Your New Home

    Whether you just moved in or have been in the same place for a few decades, a little exterior upkeep is essential to your home’s curb appeal. There are hundreds, if not thousands, of tips to upgrade your home’s exteriors, but only a few of them will actually cause a rise in home value. Consider […]Read More »
  • 3 Things To Know When Choosing A Mortgage Broker

    3 Things To Know When Choosing A Mortgage Broker

    When choosing a broker, there are a few distinct things to be looking for. Aside from the best rates, you should also search for a lender who can work with you through the entire process of applying for a home loan, from credit checks to pre-approval. Consider these three factors when deciding on the best […]Read More »
  • 3 Portland Neighborhoods With Rising Home Values

    3 Portland Neighborhoods With Rising Home Values

    As Portland grows and develops, certain neighborhoods begin to stand out for their charm, their uniqueness, their charisma and their assets. , As these neighborhoods become the new hot spots, we look even further to these burgeoning areas to take their spots as up-and-coming places to buy a home. Maywood Park This area is marked […]Read More »
  • Common Mortgage Mistakes To Avoid

    Common Mortgage Mistakes To Avoid

    Preparing to apply for a home loan takes a significant amount of effort, and as such, it’s imperative that simple errors are avoided early in the process so they don’t slow you down later. Consider these three mistakes while easily avoidable, can slow down your process considerably if ignored. Neglecting Your Credit Score — Get […]Read More »
  • 3 Things To Consider When Choosing A Mortgage Lender

    3 Things To Consider When Choosing A Mortgage Lender

    Choosing a mortgage lender is one of the bigger life decisions you may make, so making your choice judiciously is, to say the least, pretty important. Consider these three tips to help keep the process manageable. 3 Things To Consider When Choosing A Mortgage Lender Consider a lender who can offer pre-approval as well as […]Read More »
  • 3 Simple Condo Renovations For First Time Homeowners

    3 Simple Condo Renovations For First Time Homeowners

    Buying your first home is a huge undertaking, especially when you enter into the sale knowing that there are renovations in your future. Portland’s aggressive development over the past years has left certain parts of town with a wealth of contemporary condos, while other neighborhoods struggle to move condos with decidedly more retro sensibilities. However, […]Read More »
  • 3 Tips For Refinancing Your Home

    3 Tips For Refinancing Your Home

    Mortgage rates may be on the move, but that doesn’t mean you can’t still refinance your home. In fact, mortgage rates are still historically low, and they aren’t expected to exceed 5% in 2018, according to the nation’s leading economists and mortgage analysts. If you have plans to refinance your home this upcoming year, consider […]Read More »
  • What Exactly Is A Mortgage Broker?

    What Exactly Is A Mortgage Broker?

      Financing your home is a singular investment that can often feel like an overwhelming process. Finding the right mortgage broker, however, can make the process enormously easier. A mortgage broker is an effective tool in home financing — typically steering you away from overextending your finances and guiding your best decisions. The most important […]Read More »
  • Managing Pest Issues Before Selling Your Home

    Managing Pest Issues Before Selling Your Home

    Nothing will turn off a potential buyer faster than a pest control issue. In the Northwest, homes are susceptible to invasion by termites, wildlife, rodents, moths, wasps and more. It’s important to control any of these issues before putting your house on the market. Use these tips to decipher if your home has a pest […]Read More »
  • Prepping Your Home For Sale With PEX Piping

    Prepping Your Home For Sale With PEX Piping

    In Portland homes, kitchen and bathroom renovations have practically become required prior to selling a home. These renovations can increase the value of a home and serve as unique selling points when performed with home fashion trends in mind. The obligatory plumbing system upgrades that play into these renovations can improve plumbing for the foreseeable […]Read More »
  • 3 Reasons To Get A Home Inspection

    3 Reasons To Get A Home Inspection

    There are many reasons to employ the skills of a home inspector before purchasing a home. A typical buyer could potentially miss many issues that could cause future damage or affect a home’s value. Having an inspector can save buyers time and money and warn sellers of possible complications that could hinder their sale. Consider […]Read More »
  • More Easy Tips To Help You Save For Your Home Loan

    More Easy Tips To Help You Save For Your Home Loan

    Saving for your first home can be a daunting endeavor, but with diligence and dedication, you can easily build up your savings in anticipation of your big purchase. Consider these few tips to help you bulk up your savings without changing your life too terribly much. Save 100% of your monetary windfalls such as inheritances, […]Read More »
  • 3 Documents You Should Have Before Applying For A Mortgage

    3 Documents You Should Have Before Applying For A Mortgage

    Applying for a mortgage is a huge effort that requires diligence and patience. Allowing lenders to sift through your financial history to predict your financial future can be frustrating and time-consuming, but you make the process considerably easier by gathering all necessary paperwork prior to your application. Start with these three crucial pieces of information […]Read More »
  • Could a Reverse Mortgage Help Your Divorce?

    Could a Reverse Mortgage Help Your Divorce?

    A reverse mortgage can help bolster your financial situation, allowing you to withdraw the equity in your home over time, but for divorcing couples a reverse mortgage may be able to lessen the financial burdens on each individual while allowing them to pursue their separate lives. A reverse mortgage loan allows individual parties to choose […]Read More »
  • How Curb Appeal Has Changed For 2018

    How Curb Appeal Has Changed For 2018

    One of the most suggested renovations for homeowners preparing to sell is to add curb appeal. Your home’s landscaping is something that will draw the attention of potential buyers as well as add value. But the very idea of curb appeal has changed greatly since the term was coined in the mid-1970s. Today’s curb appeal […]Read More »
  • Kitchen Renovation Trends For 2018

    Kitchen Renovation Trends For 2018

    Kitchen renovations and bathroom renovations are the most popular renovations today. With open plans dominating new developments and millennial buyers leaning into these modern architectural trends, motivated sellers would do well to perform a few basic upgrades to their kitchen area, if not re-imagine the space altogether. Here are a few of the most popular, […]Read More »
  • 3 Tips For First Time Home Buyers

    3 Tips For First Time Home Buyers

    In Portland, first-time home buyers face a unique set of challenges. The growing market paired with climbing rates and limited housing options for low-income families makes for an intense real estate climate. For those new home buyers who’re prepared to dive headfirst in into Portland’s tricky market, these three tips should provide you with a […]Read More »
  • How Do Bridge Loans Work?

    How Do Bridge Loans Work?

    No, we’re not talking about buying the Golden Gate Bridge. If you’re an active participant in Portland real estate, you likely already know what a bridge loan is — but new buyers often come across the term and wonder precisely what a bridge loan consists of. The short answer is that bridge loans are temporary […]Read More »
  • Don’t Sell Your House Until You’ve Made These 3 Investments

    Don’t Sell Your House Until You’ve Made These 3 Investments

    Selling your home can be significantly more financially robust if instead of listing your house immediately, you make a few renovations that increase your home’s value. Consider each of these renovations popular with younger buyers to ensure your home not only moves faster but is valued higher. Bathroom The most renovated room in Multnomah County […]Read More »
  • Using Your IRA Earnings For Your First Home

    Using Your IRA Earnings For Your First Home

    Saving up for your first home is an intimidating undertaking, even for the most diligent of savers. With the rate at which Portland-area real estate is growing, it may be tempting to withdraw money from a retirement account to lessen the financial burden, but there a few things you should know before considering taking money […]Read More »
  • 3 Things Every Homeowner Should Know About Property Taxes

    3 Things Every Homeowner Should Know About Property Taxes

    As a new homeowner, you have enough to fret over without worrying about impending property taxes. Moving is typically a complicated, exhausting affair, not to mention all the new peccadillos one encounters when inhabiting a new home. Knowing these three important facts about your property taxes will let you focus on the more pressing issues […]Read More »
  • How Portland’s Ultra-Competitive Market Affects New Homebuyers

    How Portland’s Ultra-Competitive Market Affects New Homebuyers

    Portland is a popular spot for younger folks looking to strike out on their own; it’s snow-capped mountains, proximity to the ocean, and vibrant creative culture make it a destination of choice for burgeoning millennials. That Portland was—just a few short years ago an exceedingly affordable place to live—makes this uptick in real estate value […]Read More »
  • 3 Things Every Agent Should Know About Mortgages in 2018

    3 Things Every Agent Should Know About Mortgages in 2018

    In real estate, as an agent, you’re not required to be a mortgage expert, but knowing more than just the basics can help you become a stronger, more effective professional. You can help your clients make more informed decisions by learning just a handful of mortgage acumen. These three crucial pieces of mortgage information can […]Read More »
  • Home Renovation Trends For Families With Small Children

    Home Renovation Trends For Families With Small Children

    The most popular home renovations in 2017 were updates to kitchens, bathrooms, and family spaces. Kitchens all across the Willamette Valley were retro-fitted with ultra-modern appliances, bathrooms were re-tiled in classic, sophisticated geometric styles, and shared family spaces were updated with these brilliant changes meant to increase the safety and comfort of families raising small […]Read More »
  • 3 Things Every Seller Should Know Before Listing Their House

    3 Things Every Seller Should Know Before Listing Their House

    The sale of your home is a herculean process that could take months and maybe even years to achieve. Knowing what tactics to take to ensure your real estate foray is relatively painless and will save you countless hours of confusion and may even make you a bit more money in the long run. Prospective […]Read More »
  • Simple Saving Tips For Hopeful Homebuyers

    Simple Saving Tips For Hopeful Homebuyers

    Prospective homeowners currently in the process of scrimping and saving every cent in anticipation of a considerable downpayment should consider these few tips to help fatten their savings account. Saving for your first home can be an exercise in futility or a successful undertaking—depending on your saving habits and your homeownership plan. Try these few […]Read More »
  • Choosing a Security System For Your New Home

    Choosing a Security System For Your New Home

    Congratulations on your new home! Chances are you’d do just about anything to protect your investment, primarily by installing a quality security system. Choosing the right security system is not an overnight process and you’ll want to weigh your options thoroughly before committing. Consider these few tips to help you find the best security system […]Read More »
  • How First Time Homebuyers Can Use Their 401K Earnings

    How First Time Homebuyers Can Use Their 401K Earnings

    Prospective homeowners can scrimp and save for months and even years to accumulate a down payment, but in a fluctuating market, there is a possibility that those savings could be quickly eaten by that down payment with nothing left for closing fees. Or worse, the changing market could continue to increase home values, leaving dedicated […]Read More »
  • 3 Things Every Home Buyer Should Be Aware Of

    3 Things Every Home Buyer Should Be Aware Of

    Novice homebuyers can find themselves virtually buried in vital information, with each form, pamphlet, and certificate just as crucial to read and understand as the next. These new buyers can feel completely overwhelmed by the amount of material they are expected to understand, but when the alternative is potentially being taken advantage of over a […]Read More »
  • Flipping Homes For Co-Living Residences

    Flipping Homes For Co-Living Residences

    One of the biggest trends in development today is creating spaces that cater to co-living. Co-habitation, not in the romantic partner sense but in the long-term roommate sense has become a vital trend in new development as well as home renovation prior to selling. As more and more millennials look for housing in densely populated […]Read More »
  • How Real Estate Investors and Developers Can Prepare For Climate Change

    How Real Estate Investors and Developers Can Prepare For Climate Change

    Floods and fires, rising ocean levels and fatally captivating bouts of sub-zero temperatures in unlikely areas; these are just some of the issues real estate developers and investors will be navigating in the approaching years. David Wigder at GreenBiz offers these three suggestions to help developers adapt to a changing market where function despite a […]Read More »
  • Oregon’s Wildfires And Portland Area Real Estate

    Oregon’s Wildfires And Portland Area Real Estate

    This year, the Eagle Creek Fire decimated 177,000 acres of forest and the Portland metro area watched in helpless horror as the dangers of climate change unfolded before our eyes. Portland, which has experienced a real estate renaissance over the past 10 years, suddenly became an unattractive prospect for real estate investment and development. But […]Read More »
  • 3 Ways To Appeal to Millennial Buyers

    3 Ways To Appeal to Millennial Buyers

    Millennials are the fastest growing economic force in America today, and more and more of these adults are purchasing homes.  In urban areas where baby boomers are eager to sell, like East Portland and Gresham, this young generation of buyers are enthusiastically purchasing homes, starting families, and changing the scope of our communities. Consider these […]Read More »
  • Exciting Cryptocurrencies For Real Estate

    Exciting Cryptocurrencies For Real Estate

    If you’ve heard at least one smart investor boasting about their bitcoin gains, you’re likely intrigued enough to wonder just how many cryptocurrencies there are to invest in. The fact is there are infinite cryptocurrencies created for different markets, by many different startups, or by savvy companies to act as shares or ownership rights. Real […]Read More »
  • 2018 Real Estate Trend Predictions

    2018 Real Estate Trend Predictions

    The very nature of real estate is ever-changing. Trends come and go so frequently it can be impossible to keep up, however, we scoured the nation’s top broker and agent expectations for the year ahead, and we weren’t disappointed by their predictions. Here are a few things all home buyers should be looking out for […]Read More »
  • Choosing The Best Real Estate Agent

    Choosing The Best Real Estate Agent

    Finding a real estate agent might not seem like much of a challenge, but when you consider how many there are in the city of Portland, you may find yourself at a loss. Selecting an agent is about finding the balance between compatibility, trust, and credentials. Consider these three tips when selecting a real estate […]Read More »
  • Managing Less Than Remarkable Credit Before Buying A Home

    Managing Less Than Remarkable Credit Before Buying A Home

    Credit and mortgage are inextricably linked, but you’ll find more often than not, there are ways for those with less than spectacular credit to be successful in buying a home. The trick is in learning the process for arranging a bad credit mortgage, which types of credit issues are acceptable and which are not, and […]Read More »
  • Beyond Budgeting — When You Can Afford More Than You Need

    Beyond Budgeting — When You Can Afford More Than You Need

    What buyers need to know before falling into a trap of purchasing beyond their means is that their means are not defined by the asking price of the home in question. Qualifying for funding is simply one thread in the larger tapestry of buying and owning a home. When your income qualifies you to spend […]Read More »
  • 3 DIY Exterior Upgrades To Increase Your Home’s Value

    3 DIY Exterior Upgrades To Increase Your Home’s Value

      There are a handful of simple ways to amplify your home’s value in anticipation of a sale. Small landscaping upgrades, a splash of color or even a new set of address numbers can all increase your home’s curb appeal. Here are three upgrades simple enough to perform yourself, and creative enough to give your […]Read More »
  • Landscape Trends For 2018

    Landscape Trends For 2018

    If you are planning to sell your home in 2018, consider making landscaping a priority. As new buyers arrive in Oregon, their focus can be engaged by charming, northwest specific gardening — and these three trends will help spotlight all the gorgeous pacific northwest fauna that makes Portland such a charming place to live. Rethink […]Read More »
  • 3 Home Renovations That Appeal To Millennial Buyers

    3 Home Renovations That Appeal To Millennial Buyers

    If in preparing to sell your home you’ve noticed a proliferation of younger couples moving to your community, you may want to consider a few relatively easy renovations that will appeal to the younger buyers showing interest in your area. Millennial buyers by no means share the same tastes across the board, however, there are […]Read More »
  • Terms You Need To Know And Understand Before Buying A Home

    Terms You Need To Know And Understand Before Buying A Home

    If you’re buying a home for the first time, you may hear more than a few terms that you have no frame of reference for. A grasp of real estate language is critical; knowing as many key real estate terms as possible going into your sale will be crucial in order to make the right […]Read More »
  • The Hottest Real Estate Markets in the US

    The Hottest Real Estate Markets in the US

    Millennials ready to buy their first homes may be surprised to learn that more and more, young people are moving away from popular coastal states and toward less trendy Southern and Midwest states. While Portland remains a top choice for young families looking to put down roots, these surprising cities are showing remarkable growth and […]Read More »
  • 3 Reason To Wait Until You’re Over 30 To Buy A Home

    3 Reason To Wait Until You’re Over 30 To Buy A Home

      Buying a home is one of the most important things you can do in your lifetime, but it may seem like an accomplishment that’s just out of reach, especially when you’re young. Waiting until you’ve crossed the three-decade threshold is a smart way to shelve the stress of buying a home for when you’re […]Read More »
  • Portland’s Hottest Suburban Neighborhoods

    Portland’s Hottest Suburban Neighborhoods

    As population surges in Portland proper, many of the city’s hipper residents are fanning out for the suburban enclaves. But don’t look for these tastemakers in Beaverton or Tigard, these trendy homeowners are finding new opportunities in areas of Gresham, Troutdale, and Milwaukee. These neighborhoods may not be beckoning big development just yet, but with […]Read More »
  • How To Tell If Your Home Needs New Insulation

    How To Tell If Your Home Needs New Insulation

    As we land smack dab in the middle of our cold and rainy season, it’s crucial for your home’s insulation to be dependable and protected. When cold season peaks, whether you’re buying or selling a home, insulation will be a key factor in a successful sale.  Look for these red flags to determine if your […]Read More »
  • 3 Simple Landscaping Projects For Winter

    3 Simple Landscaping Projects For Winter

    Cold weather landscaping doesn’t require a huge amount of effort, but if you’re preparing your home for sale, there are definitely a few things you can do to give it a bit more curb appeal. Try these eye-catching tricks to make your home a neighborhood standout and attract just the right (bunch of) buyer(s). Julie […]Read More »
  • Smart Tips For Buying Vacation Properties

    Smart Tips For Buying Vacation Properties

    Buying a vacation property is more than just an investment in real estate, it’s an investment in fun — especially if it’s where you and your family plan on spending vacations.  Many Portlanders are purchasing mountain view, coastal, or sandy desert vacation homes; if you plan on joining their ranks, consider first these few tips […]Read More »
  • Bitcoin Is Finally Infiltrating Real Estate

    Bitcoin Is Finally Infiltrating Real Estate

    As Bitcoin becomes more and more ubiquitous, it’s finally commonplace in the real estate market. The ways in which the integration of cryptocurrency will shape the future of the market are best explained by Ben Shaoul, the president of Magnum Real Estate Group, “Our buyer has evolved, they’ve moved from moms and pops to young […]Read More »
  • 3 Tips For Preparing Your Home To Sell

    3 Tips For Preparing Your Home To Sell

    When you’re selling your home, there a few simple tricks you can employ to increase the curb appeal, marketability, and the overall attractiveness of your home to prospective buyers. Consider these simple ways to turn your home selling experience into a profitable and enjoyable one. Update your landscaping. If your outdoor areas are boring or […]Read More »
  • What To Do When Your Real Estate Purchase Goes Wrong

    What To Do When Your Real Estate Purchase Goes Wrong

    Real estate is, was, and will always be high risk. Each potential homeowner knows that, while hopefully unlikely, it’s possible that their deal could quickly go sideways. Knowing how to spot red flags and potential complications will aid you, but there are occasions that all the foresight in the world can’t help a buyer avoid […]Read More »